IFSC Code UTKS0001525 - Utkarsh Small Finance Bank Hajipur
FLAT NO.G-1 SARYU RESIDENCY BAGHMALI MAIN ROAD TOWN HAJIPUR DISTRICT VAISHALI BIHAR - 844101
Quick Info
IFSC: UTKS0001525
Pincode: 844101
District: Vaishali
Status: Active
About Utkarsh Small Finance Bank Hajipur
IFSC Code UTKS0001525 belongs to Utkarsh Small Finance Bank Hajipur branch located in Hajipur, Vaishali, Bihar. This branch serves customers in Hajipur, Vaishali, Bihar and surrounding areas.
Understanding IFSC Code UTKS0001525
The IFSC (Indian Financial System Code) UTKS0001525 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTKS): Bank code identifying Utkarsh Small Finance Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001525): Unique branch identifier for Hajipur
Electronic Fund Transfer Services
IFSC Code UTKS0001525 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Utkarsh Small Finance Bank Hajipur branch is located at FLAT NO.G-1 SARYU RESIDENCY BAGHMALI MAIN ROAD TOWN HAJIPUR DISTRICT VAISHALI BIHAR - 844101 (Pincode: 844101) in Hajipur, Vaishali, Bihar. This location serves customers in Hajipur, Vaishali, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTKS0001525 to ensure the transaction is routed correctly.
How to Use IFSC Code UTKS0001525
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTKS0001525 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Utkarsh Small Finance Bank Branches
If you're looking for other Utkarsh Small Finance Bank branches in Hajipur, Vaishali, Bihar or nearby areas, use our Utkarsh Small Finance Bank branch finder. You can search by city, district, or state to find all Utkarsh Small Finance Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTKS0001525 |
| Bank Name: | Utkarsh Small Finance Bank |
| Branch Name: | Hajipur |
| Address: | FLAT NO.G-1 SARYU RESIDENCY BAGHMALI MAIN ROAD TOWN HAJIPUR DISTRICT VAISHALI BIHAR - 844101 |
| City: | Hajipur |
| District: | Vaishali |
| State: | Bihar |
| Pincode: | 844101 |
Payment Services Available
Utkarsh Small Finance Bank Hajipur Branch IFSC Code UTKS0001525 — Complete Banking Guide for Hajipur, Bihar
IFSC code UTKS0001525 belongs to the Hajipur branch of Utkarsh Small Finance Bank in Hajipur, Vaishali district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTKS0001525 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Utkarsh Small Finance Bank, Hajipur Branch
The Hajipur branch of Utkarsh Small Finance Bank in Hajipur, Bihar serves retail and corporate customers in Vaishali district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTKS0001525 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTKS0001525
Four primary digital payment rails use IFSC UTKS0001525 for transfers to Utkarsh Small Finance Bank, Hajipur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTKS0001525 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Hajipur branch of Utkarsh Small Finance Bank in Hajipur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTKS0001525 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTKS0001525 Before Transferring
Before initiating any high-value transfer to IFSC UTKS0001525, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Utkarsh Small Finance Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Utkarsh Small Finance Bank Hajipur, Hajipur IFSC
What is the IFSC of Utkarsh Small Finance Bank Hajipur in Hajipur?
The IFSC of Utkarsh Small Finance Bank, Hajipur branch in Hajipur, Bihar is UTKS0001525. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTKS0001525?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTKS0001525 to route funds to Utkarsh Small Finance Bank, Hajipur, Hajipur.
Who assigns IFSC codes like UTKS0001525?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Utkarsh Small Finance Bank applied for the IFSC for its Hajipur branch in Hajipur, and RBI issued UTKS0001525 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTKS0001525 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTKS0001525 at Utkarsh Small Finance Bank, Hajipur, Hajipur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTKS0001525.
About IFSC Code UTKS0001525
IFSC Code UTKS0001525 belongs to Utkarsh Small Finance Bank branch Hajipur located in Hajipur, Vaishali, Bihar.
Branch Information
- IFSC Code: UTKS0001525
- Bank: Utkarsh Small Finance Bank
- Branch: Hajipur
- Address: FLAT NO.G-1 SARYU RESIDENCY BAGHMALI MAIN ROAD TOWN HAJIPUR DISTRICT VAISHALI BIHAR - 844101
- City: Hajipur
- District: Vaishali
- State: Bihar
- Pincode: 844101
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available