Overview of IFSC Code UTKS0001711: The IFSC code UTKS0001711 uniquely identifies the Utkarsh Small Finance Bank branch located at Gulmohar Bhopal in the Bhopal district of Madhya Pradesh. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code UTKS0001711 - Utkarsh Small Finance Bank Gulmohar Bhopal

UTKS0001711 Utkarsh Small Finance Bank Bhopal Bhopal Madhya Pradesh

UMHRC33NRHVCMXH23MHRH

View all Utkarsh Small Finance Bank branches
Quick Info

IFSC: UTKS0001711

Pincode: 462039

District: Bhopal

Status: Active

About Utkarsh Small Finance Bank Gulmohar Bhopal

IFSC Code UTKS0001711 belongs to Utkarsh Small Finance Bank Gulmohar Bhopal branch located in Bhopal, Bhopal, Madhya Pradesh. This branch serves customers in Bhopal, Bhopal, Madhya Pradesh and surrounding areas.

Understanding IFSC Code UTKS0001711

The IFSC (Indian Financial System Code) UTKS0001711 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (UTKS): Bank code identifying Utkarsh Small Finance Bank
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (001711): Unique branch identifier for Gulmohar Bhopal
Electronic Fund Transfer Services

IFSC Code UTKS0001711 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Utkarsh Small Finance Bank Gulmohar Bhopal branch is located at UMHRC33NRHVCMXH23MHRH (Pincode: 462039) in Bhopal, Bhopal, Madhya Pradesh. This location serves customers in Bhopal, Bhopal, Madhya Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTKS0001711 to ensure the transaction is routed correctly.

How to Use IFSC Code UTKS0001711

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: UTKS0001711 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Utkarsh Small Finance Bank Branches

If you're looking for other Utkarsh Small Finance Bank branches in Bhopal, Bhopal, Madhya Pradesh or nearby areas, use our Utkarsh Small Finance Bank branch finder. You can search by city, district, or state to find all Utkarsh Small Finance Bank branches with their respective IFSC codes.

Branch Details
IFSC Code: UTKS0001711
Bank Name: Utkarsh Small Finance Bank
Branch Name: Gulmohar Bhopal
Address: UMHRC33NRHVCMXH23MHRH
City: Bhopal
District: Bhopal
State: Madhya Pradesh
Pincode: 462039
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
Search IFSC Codes
Advanced Search
Nearby Branches
10
AU SMALL FINANCE BANK LIMITED
BHOPAL ARERA COLONY • BHOPAL, Madhya Pradesh
AUBL0002572
AU SMALL FINANCE BANK LIMITED
CHUNA BHATTI KOLAR ROAD • BHOPAL, Madhya Pradesh
AUBL0002744
AU SMALL FINANCE BANK LIMITED
HAMIDIYA ROAD BHOPAL • BHOPAL, MADHYA PRADESH
AUBL0002484
AU SMALL FINANCE BANK LIMITED
MP NAGAR BHOPAL • BHOPAL, MADHYA PRADESH
AUBL0002299
AU SMALL FINANCE BANK LIMITED
PAGARI RAJGARH • BHOPAL, MADHYA PRADESH
AUBL0002673
AU SMALL FINANCE BANK LIMITED
RAISEN ROAD BHOPAL • BHOPAL, MADHYA PRADESH
AUBL0002300
AXIS BANK
AIRPORT ROAD BHOPAL • BHOPAL, MADHYA PRADESH
UTIB0006220
AXIS BANK
ARANDIYA • BHOPAL, Madhya Pradesh
UTIB0005251
AXIS BANK
ARERA COLONY BHOPAL • BHOPAL, Madhya Pradesh
UTIB0003114
AXIS BANK
ASHOKA GARDEN BHOPAL • BHOPAL, Madhya Pradesh
UTIB0003154
Database Statistics
177,123

Branches

253

Banks

37

States

38,136

Cities



Utkarsh Small Finance Bank Gulmohar Bhopal Branch IFSC Code UTKS0001711 — Complete Banking Guide for Bhopal, Madhya Pradesh

IFSC code UTKS0001711 belongs to the Gulmohar Bhopal branch of Utkarsh Small Finance Bank in Bhopal, Bhopal district, Madhya Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTKS0001711 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Utkarsh Small Finance Bank, Gulmohar Bhopal Branch

The Gulmohar Bhopal branch of Utkarsh Small Finance Bank in Bhopal, Madhya Pradesh serves retail and corporate customers in Bhopal district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTKS0001711 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC UTKS0001711

Four primary digital payment rails use IFSC UTKS0001711 for transfers to Utkarsh Small Finance Bank, Gulmohar Bhopal: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTKS0001711 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Gulmohar Bhopal branch of Utkarsh Small Finance Bank in Bhopal carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTKS0001711 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC UTKS0001711 Before Transferring

Before initiating any high-value transfer to IFSC UTKS0001711, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Utkarsh Small Finance Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Utkarsh Small Finance Bank Gulmohar Bhopal, Bhopal IFSC

What is the IFSC of Utkarsh Small Finance Bank Gulmohar Bhopal in Bhopal?

The IFSC of Utkarsh Small Finance Bank, Gulmohar Bhopal branch in Bhopal, Madhya Pradesh is UTKS0001711. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC UTKS0001711?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTKS0001711 to route funds to Utkarsh Small Finance Bank, Gulmohar Bhopal, Bhopal.

Who assigns IFSC codes like UTKS0001711?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Utkarsh Small Finance Bank applied for the IFSC for its Gulmohar Bhopal branch in Bhopal, and RBI issued UTKS0001711 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC UTKS0001711 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTKS0001711 at Utkarsh Small Finance Bank, Gulmohar Bhopal, Bhopal. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTKS0001711.

About IFSC Code UTKS0001711

IFSC Code UTKS0001711 belongs to Utkarsh Small Finance Bank branch Gulmohar Bhopal located in Bhopal, Bhopal, Madhya Pradesh.

Branch Information

  • IFSC Code: UTKS0001711
  • Bank: Utkarsh Small Finance Bank
  • Branch: Gulmohar Bhopal
  • Address: UMHRC33NRHVCMXH23MHRH
  • City: Bhopal
  • District: Bhopal
  • State: Madhya Pradesh
  • Pincode: 462039

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Utkarsh Small Finance Bank) and branch name, and we will display the complete IFSC code details.