IFSC Code WBSC0VCCB19 - The West Bengal State Cooperative Bank Chandrakona Road
AT- CHANDRAKONA P.O - SATBANKURA DIST.-PASCHIM MEDINIPUR PIN-721253
Quick Info
IFSC: WBSC0VCCB19
Pincode: 721253
District: West Midnapore
Status: Active
About The West Bengal State Cooperative Bank Chandrakona Road
IFSC Code WBSC0VCCB19 belongs to The West Bengal State Cooperative Bank Chandrakona Road branch located in Chandrakona Road, West Midnapore, West Bengal. This branch serves customers in Chandrakona Road, West Midnapore, West Bengal and surrounding areas.
Understanding IFSC Code WBSC0VCCB19
The IFSC (Indian Financial System Code) WBSC0VCCB19 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (WBSC): Bank code identifying The West Bengal State Cooperative Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (VCCB19): Unique branch identifier for Chandrakona Road
Electronic Fund Transfer Services
IFSC Code WBSC0VCCB19 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The The West Bengal State Cooperative Bank Chandrakona Road branch is located at AT- CHANDRAKONA P.O - SATBANKURA DIST.-PASCHIM MEDINIPUR PIN-721253 (Pincode: 721253) in Chandrakona Road, West Midnapore, West Bengal. This location serves customers in Chandrakona Road, West Midnapore, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code WBSC0VCCB19 to ensure the transaction is routed correctly.
How to Use IFSC Code WBSC0VCCB19
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: WBSC0VCCB19 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other The West Bengal State Cooperative Bank Branches
If you're looking for other The West Bengal State Cooperative Bank branches in Chandrakona Road, West Midnapore, West Bengal or nearby areas, use our The West Bengal State Cooperative Bank branch finder. You can search by city, district, or state to find all The West Bengal State Cooperative Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | WBSC0VCCB19 |
| Bank Name: | The West Bengal State Cooperative Bank |
| Branch Name: | Chandrakona Road |
| Address: | AT- CHANDRAKONA P.O - SATBANKURA DIST.-PASCHIM MEDINIPUR PIN-721253 |
| City: | Chandrakona Road |
| District: | West Midnapore |
| State: | West Bengal |
| Pincode: | 721253 |
Payment Services Available
The West Bengal State Cooperative Bank Chandrakona Road Branch IFSC Code WBSC0VCCB19 — Complete Banking Guide for Chandrakona Road, West Bengal
IFSC code WBSC0VCCB19 belongs to the Chandrakona Road branch of The West Bengal State Cooperative Bank in Chandrakona Road, West Midnapore district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC WBSC0VCCB19 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About The West Bengal State Cooperative Bank, Chandrakona Road Branch
The Chandrakona Road branch of The West Bengal State Cooperative Bank in Chandrakona Road, West Bengal serves retail and corporate customers in West Midnapore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC WBSC0VCCB19 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC WBSC0VCCB19
Four primary digital payment rails use IFSC WBSC0VCCB19 for transfers to The West Bengal State Cooperative Bank, Chandrakona Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC WBSC0VCCB19 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Chandrakona Road branch of The West Bengal State Cooperative Bank in Chandrakona Road carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC WBSC0VCCB19 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC WBSC0VCCB19 Before Transferring
Before initiating any high-value transfer to IFSC WBSC0VCCB19, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The West Bengal State Cooperative Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — The West Bengal State Cooperative Bank Chandrakona Road, Chandrakona Road IFSC
What is the IFSC of The West Bengal State Cooperative Bank Chandrakona Road in Chandrakona Road?
The IFSC of The West Bengal State Cooperative Bank, Chandrakona Road branch in Chandrakona Road, West Bengal is WBSC0VCCB19. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC WBSC0VCCB19?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC WBSC0VCCB19 to route funds to The West Bengal State Cooperative Bank, Chandrakona Road, Chandrakona Road.
Who assigns IFSC codes like WBSC0VCCB19?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. The West Bengal State Cooperative Bank applied for the IFSC for its Chandrakona Road branch in Chandrakona Road, and RBI issued WBSC0VCCB19 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC WBSC0VCCB19 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC WBSC0VCCB19 at The West Bengal State Cooperative Bank, Chandrakona Road, Chandrakona Road. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC WBSC0VCCB19.
About IFSC Code WBSC0VCCB19
IFSC Code WBSC0VCCB19 belongs to The West Bengal State Cooperative Bank branch Chandrakona Road located in Chandrakona Road, West Midnapore, West Bengal.
Branch Information
- IFSC Code: WBSC0VCCB19
- Bank: The West Bengal State Cooperative Bank
- Branch: Chandrakona Road
- Address: AT- CHANDRAKONA P.O - SATBANKURA DIST.-PASCHIM MEDINIPUR PIN-721253
- City: Chandrakona Road
- District: West Midnapore
- State: West Bengal
- Pincode: 721253
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available