IFSC Code YESB0000042 - Yes Bank Kapurthala Punjab
D-12 / 170 LEADER MALL LINK ROAD JALANDHAR ROAD KAPURTHALA PUNJAB-144601
Quick Info
IFSC: YESB0000042
Pincode: 144601
District: Kapurthala
Status: Active
About Yes Bank Kapurthala Punjab
IFSC Code YESB0000042 belongs to Yes Bank Kapurthala Punjab branch located in Kapurthala, Kapurthala, Punjab. This branch serves customers in Kapurthala, Kapurthala, Punjab and surrounding areas.
Understanding IFSC Code YESB0000042
The IFSC (Indian Financial System Code) YESB0000042 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (YESB): Bank code identifying Yes Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000042): Unique branch identifier for Kapurthala Punjab
Electronic Fund Transfer Services
IFSC Code YESB0000042 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Yes Bank Kapurthala Punjab branch is located at D-12 / 170 LEADER MALL LINK ROAD JALANDHAR ROAD KAPURTHALA PUNJAB-144601 (Pincode: 144601) in Kapurthala, Kapurthala, Punjab. This location serves customers in Kapurthala, Kapurthala, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code YESB0000042 to ensure the transaction is routed correctly.
How to Use IFSC Code YESB0000042
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: YESB0000042 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Yes Bank Branches
If you're looking for other Yes Bank branches in Kapurthala, Kapurthala, Punjab or nearby areas, use our Yes Bank branch finder. You can search by city, district, or state to find all Yes Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | YESB0000042 |
| Bank Name: | Yes Bank |
| Branch Name: | Kapurthala Punjab |
| Address: | D-12 / 170 LEADER MALL LINK ROAD JALANDHAR ROAD KAPURTHALA PUNJAB-144601 |
| City: | Kapurthala |
| District: | Kapurthala |
| State: | Punjab |
| Pincode: | 144601 |
Payment Services Available
Yes Bank Kapurthala Punjab Branch IFSC Code YESB0000042 — Complete Banking Guide for Kapurthala, Punjab
IFSC code YESB0000042 belongs to the Kapurthala Punjab branch of Yes Bank in Kapurthala, Kapurthala district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC YESB0000042 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Yes Bank, Kapurthala Punjab Branch
The Kapurthala Punjab branch of Yes Bank in Kapurthala, Punjab serves retail and corporate customers in Kapurthala district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC YESB0000042 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC YESB0000042
Four primary digital payment rails use IFSC YESB0000042 for transfers to Yes Bank, Kapurthala Punjab: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC YESB0000042 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kapurthala Punjab branch of Yes Bank in Kapurthala carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC YESB0000042 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC YESB0000042 Before Transferring
Before initiating any high-value transfer to IFSC YESB0000042, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Yes Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Yes Bank Kapurthala Punjab, Kapurthala IFSC
What is the IFSC of Yes Bank Kapurthala Punjab in Kapurthala?
The IFSC of Yes Bank, Kapurthala Punjab branch in Kapurthala, Punjab is YESB0000042. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC YESB0000042?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC YESB0000042 to route funds to Yes Bank, Kapurthala Punjab, Kapurthala.
Who assigns IFSC codes like YESB0000042?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Yes Bank applied for the IFSC for its Kapurthala Punjab branch in Kapurthala, and RBI issued YESB0000042 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC YESB0000042 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC YESB0000042 at Yes Bank, Kapurthala Punjab, Kapurthala. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC YESB0000042.
About IFSC Code YESB0000042
IFSC Code YESB0000042 belongs to Yes Bank branch Kapurthala Punjab located in Kapurthala, Kapurthala, Punjab.
Branch Information
- IFSC Code: YESB0000042
- Bank: Yes Bank
- Branch: Kapurthala Punjab
- Address: D-12 / 170 LEADER MALL LINK ROAD JALANDHAR ROAD KAPURTHALA PUNJAB-144601
- City: Kapurthala
- District: Kapurthala
- State: Punjab
- Pincode: 144601
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available