IFSC Code YESB0000895 - Yes Bank Bhakhriana Punjab
GF KHATA NO 88/133 COMPRISED UNDER KHASRA NO.1075 0 2 VILL BHAKHRIANA KAPURTHALA PUNJAB 144401
Quick Info
IFSC: YESB0000895
Pincode: 144401
District: Kapurthala
Status: Active
About Yes Bank Bhakhriana Punjab
IFSC Code YESB0000895 belongs to Yes Bank Bhakhriana Punjab branch located in Phagwara, Kapurthala, Punjab. This branch serves customers in Phagwara, Kapurthala, Punjab and surrounding areas.
Understanding IFSC Code YESB0000895
The IFSC (Indian Financial System Code) YESB0000895 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (YESB): Bank code identifying Yes Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000895): Unique branch identifier for Bhakhriana Punjab
Electronic Fund Transfer Services
IFSC Code YESB0000895 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Yes Bank Bhakhriana Punjab branch is located at GF KHATA NO 88/133 COMPRISED UNDER KHASRA NO.1075 0 2 VILL BHAKHRIANA KAPURTHALA PUNJAB 144401 (Pincode: 144401) in Phagwara, Kapurthala, Punjab. This location serves customers in Phagwara, Kapurthala, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code YESB0000895 to ensure the transaction is routed correctly.
How to Use IFSC Code YESB0000895
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: YESB0000895 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Yes Bank Branches
If you're looking for other Yes Bank branches in Phagwara, Kapurthala, Punjab or nearby areas, use our Yes Bank branch finder. You can search by city, district, or state to find all Yes Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | YESB0000895 |
| Bank Name: | Yes Bank |
| Branch Name: | Bhakhriana Punjab |
| Address: | GF KHATA NO 88/133 COMPRISED UNDER KHASRA NO.1075 0 2 VILL BHAKHRIANA KAPURTHALA PUNJAB 144401 |
| City: | Phagwara |
| District: | Kapurthala |
| State: | Punjab |
| Pincode: | 144401 |
Payment Services Available
Yes Bank Bhakhriana Punjab Branch IFSC Code YESB0000895 — Complete Banking Guide for Phagwara, Punjab
IFSC code YESB0000895 belongs to the Bhakhriana Punjab branch of Yes Bank in Phagwara, Kapurthala district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC YESB0000895 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Yes Bank, Bhakhriana Punjab Branch
The Bhakhriana Punjab branch of Yes Bank in Phagwara, Punjab serves retail and corporate customers in Kapurthala district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC YESB0000895 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC YESB0000895
Four primary digital payment rails use IFSC YESB0000895 for transfers to Yes Bank, Bhakhriana Punjab: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC YESB0000895 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bhakhriana Punjab branch of Yes Bank in Phagwara carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC YESB0000895 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC YESB0000895 Before Transferring
Before initiating any high-value transfer to IFSC YESB0000895, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Yes Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Yes Bank Bhakhriana Punjab, Phagwara IFSC
What is the IFSC of Yes Bank Bhakhriana Punjab in Phagwara?
The IFSC of Yes Bank, Bhakhriana Punjab branch in Phagwara, Punjab is YESB0000895. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC YESB0000895?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC YESB0000895 to route funds to Yes Bank, Bhakhriana Punjab, Phagwara.
Who assigns IFSC codes like YESB0000895?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Yes Bank applied for the IFSC for its Bhakhriana Punjab branch in Phagwara, and RBI issued YESB0000895 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC YESB0000895 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC YESB0000895 at Yes Bank, Bhakhriana Punjab, Phagwara. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC YESB0000895.
About IFSC Code YESB0000895
IFSC Code YESB0000895 belongs to Yes Bank branch Bhakhriana Punjab located in Phagwara, Kapurthala, Punjab.
Branch Information
- IFSC Code: YESB0000895
- Bank: Yes Bank
- Branch: Bhakhriana Punjab
- Address: GF KHATA NO 88/133 COMPRISED UNDER KHASRA NO.1075 0 2 VILL BHAKHRIANA KAPURTHALA PUNJAB 144401
- City: Phagwara
- District: Kapurthala
- State: Punjab
- Pincode: 144401
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available