IFSC Code YESB0GSCB12 - Yes Bank The Goa State Coop Bank Dyanand Ngr
SUGAR FACTORY COMPOUND DAYANAND NAGAR POST USGAON GOA - 403407
Quick Info
IFSC: YESB0GSCB12
Pincode: 403407
District: NORTH GOA
Status: Active
About Yes Bank The Goa State Coop Bank Dyanand Ngr
IFSC Code YESB0GSCB12 belongs to Yes Bank The Goa State Coop Bank Dyanand Ngr branch located in Usgaon, North Goa, Goa. This branch serves customers in Usgaon, North Goa, Goa and surrounding areas.
Understanding IFSC Code YESB0GSCB12
The IFSC (Indian Financial System Code) YESB0GSCB12 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (YESB): Bank code identifying Yes Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (GSCB12): Unique branch identifier for The Goa State Coop Bank Dyanand Ngr
Electronic Fund Transfer Services
IFSC Code YESB0GSCB12 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Yes Bank The Goa State Coop Bank Dyanand Ngr branch is located at SUGAR FACTORY COMPOUND DAYANAND NAGAR POST USGAON GOA - 403407 (Pincode: 403407) in Usgaon, North Goa, Goa. This location serves customers in Usgaon, North Goa, Goa and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code YESB0GSCB12 to ensure the transaction is routed correctly.
How to Use IFSC Code YESB0GSCB12
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: YESB0GSCB12 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Yes Bank Branches
If you're looking for other Yes Bank branches in Usgaon, North Goa, Goa or nearby areas, use our Yes Bank branch finder. You can search by city, district, or state to find all Yes Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | YESB0GSCB12 |
| Bank Name: | Yes Bank |
| Branch Name: | The Goa State Coop Bank Dyanand Ngr |
| Address: | SUGAR FACTORY COMPOUND DAYANAND NAGAR POST USGAON GOA - 403407 |
| City: | Usgaon |
| District: | North Goa |
| State: | Goa |
| Pincode: | 403407 |
Payment Services Available
Yes Bank The Goa State Coop Bank Dyanand Ngr Branch IFSC Code YESB0GSCB12 — Complete Banking Guide for Usgaon, Goa
IFSC code YESB0GSCB12 belongs to the The Goa State Coop Bank Dyanand Ngr branch of Yes Bank in Usgaon, North Goa district, Goa. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC YESB0GSCB12 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Yes Bank, The Goa State Coop Bank Dyanand Ngr Branch
The The Goa State Coop Bank Dyanand Ngr branch of Yes Bank in Usgaon, Goa serves retail and corporate customers in North Goa district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC YESB0GSCB12 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC YESB0GSCB12
Four primary digital payment rails use IFSC YESB0GSCB12 for transfers to Yes Bank, The Goa State Coop Bank Dyanand Ngr: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC YESB0GSCB12 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the The Goa State Coop Bank Dyanand Ngr branch of Yes Bank in Usgaon carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC YESB0GSCB12 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC YESB0GSCB12 Before Transferring
Before initiating any high-value transfer to IFSC YESB0GSCB12, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Yes Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Yes Bank The Goa State Coop Bank Dyanand Ngr, Usgaon IFSC
What is the IFSC of Yes Bank The Goa State Coop Bank Dyanand Ngr in Usgaon?
The IFSC of Yes Bank, The Goa State Coop Bank Dyanand Ngr branch in Usgaon, Goa is YESB0GSCB12. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC YESB0GSCB12?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC YESB0GSCB12 to route funds to Yes Bank, The Goa State Coop Bank Dyanand Ngr, Usgaon.
Who assigns IFSC codes like YESB0GSCB12?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Yes Bank applied for the IFSC for its The Goa State Coop Bank Dyanand Ngr branch in Usgaon, and RBI issued YESB0GSCB12 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC YESB0GSCB12 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC YESB0GSCB12 at Yes Bank, The Goa State Coop Bank Dyanand Ngr, Usgaon. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC YESB0GSCB12.
About IFSC Code YESB0GSCB12
IFSC Code YESB0GSCB12 belongs to Yes Bank branch The Goa State Coop Bank Dyanand Ngr located in Usgaon, North Goa, Goa.
Branch Information
- IFSC Code: YESB0GSCB12
- Bank: Yes Bank
- Branch: The Goa State Coop Bank Dyanand Ngr
- Address: SUGAR FACTORY COMPOUND DAYANAND NAGAR POST USGAON GOA - 403407
- City: Usgaon
- District: North Goa
- State: Goa
- Pincode: 403407
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available