IFSC Code YESB0MAB008 - Yes Bank Mizoram Coop Apex Bank Champhai
CHAMPHAI VENGTHLANG 796321
Quick Info
IFSC: YESB0MAB008
Pincode: 796321
District: Champhai
Status: Active
About Yes Bank Mizoram Coop Apex Bank Champhai
IFSC Code YESB0MAB008 belongs to Yes Bank Mizoram Coop Apex Bank Champhai branch located in Champhai, Champhai, Mizoram. This branch serves customers in Champhai, Champhai, Mizoram and surrounding areas.
Understanding IFSC Code YESB0MAB008
The IFSC (Indian Financial System Code) YESB0MAB008 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (YESB): Bank code identifying Yes Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (MAB008): Unique branch identifier for Mizoram Coop Apex Bank Champhai
Electronic Fund Transfer Services
IFSC Code YESB0MAB008 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Yes Bank Mizoram Coop Apex Bank Champhai branch is located at CHAMPHAI VENGTHLANG 796321 (Pincode: 796321) in Champhai, Champhai, Mizoram. This location serves customers in Champhai, Champhai, Mizoram and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code YESB0MAB008 to ensure the transaction is routed correctly.
How to Use IFSC Code YESB0MAB008
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: YESB0MAB008 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Yes Bank Branches
If you're looking for other Yes Bank branches in Champhai, Champhai, Mizoram or nearby areas, use our Yes Bank branch finder. You can search by city, district, or state to find all Yes Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | YESB0MAB008 |
| Bank Name: | Yes Bank |
| Branch Name: | Mizoram Coop Apex Bank Champhai |
| Address: | CHAMPHAI VENGTHLANG 796321 |
| City: | Champhai |
| District: | Champhai |
| State: | Mizoram |
| Pincode: | 796321 |
Payment Services Available
Yes Bank Mizoram Coop Apex Bank Champhai Branch IFSC Code YESB0MAB008 — Complete Banking Guide for Champhai, Mizoram
IFSC code YESB0MAB008 belongs to the Mizoram Coop Apex Bank Champhai branch of Yes Bank in Champhai, Champhai district, Mizoram. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC YESB0MAB008 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Yes Bank, Mizoram Coop Apex Bank Champhai Branch
The Mizoram Coop Apex Bank Champhai branch of Yes Bank in Champhai, Mizoram serves retail and corporate customers in Champhai district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC YESB0MAB008 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC YESB0MAB008
Four primary digital payment rails use IFSC YESB0MAB008 for transfers to Yes Bank, Mizoram Coop Apex Bank Champhai: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC YESB0MAB008 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Mizoram Coop Apex Bank Champhai branch of Yes Bank in Champhai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC YESB0MAB008 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC YESB0MAB008 Before Transferring
Before initiating any high-value transfer to IFSC YESB0MAB008, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Yes Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Yes Bank Mizoram Coop Apex Bank Champhai, Champhai IFSC
What is the IFSC of Yes Bank Mizoram Coop Apex Bank Champhai in Champhai?
The IFSC of Yes Bank, Mizoram Coop Apex Bank Champhai branch in Champhai, Mizoram is YESB0MAB008. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC YESB0MAB008?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC YESB0MAB008 to route funds to Yes Bank, Mizoram Coop Apex Bank Champhai, Champhai.
Who assigns IFSC codes like YESB0MAB008?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Yes Bank applied for the IFSC for its Mizoram Coop Apex Bank Champhai branch in Champhai, and RBI issued YESB0MAB008 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC YESB0MAB008 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC YESB0MAB008 at Yes Bank, Mizoram Coop Apex Bank Champhai, Champhai. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC YESB0MAB008.
About IFSC Code YESB0MAB008
IFSC Code YESB0MAB008 belongs to Yes Bank branch Mizoram Coop Apex Bank Champhai located in Champhai, Champhai, Mizoram.
Branch Information
- IFSC Code: YESB0MAB008
- Bank: Yes Bank
- Branch: Mizoram Coop Apex Bank Champhai
- Address: CHAMPHAI VENGTHLANG 796321
- City: Champhai
- District: Champhai
- State: Mizoram
- Pincode: 796321
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available