IFSC Code YESB0UCBR04 - Yes Bank The Urban Coop Bank Fertiliser Town
FERTILISER TOWNSHIP ROURKELA- 769007
Quick Info
IFSC: YESB0UCBR04
Pincode: 769007
District: Sundergarh
Status: Active
About Yes Bank The Urban Coop Bank Fertiliser Town
IFSC Code YESB0UCBR04 belongs to Yes Bank The Urban Coop Bank Fertiliser Town branch located in Raurkela, Sundergarh, Odisha. This branch serves customers in Raurkela, Sundergarh, Odisha and surrounding areas.
Understanding IFSC Code YESB0UCBR04
The IFSC (Indian Financial System Code) YESB0UCBR04 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (YESB): Bank code identifying Yes Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (UCBR04): Unique branch identifier for The Urban Coop Bank Fertiliser Town
Electronic Fund Transfer Services
IFSC Code YESB0UCBR04 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Yes Bank The Urban Coop Bank Fertiliser Town branch is located at FERTILISER TOWNSHIP ROURKELA- 769007 (Pincode: 769007) in Raurkela, Sundergarh, Odisha. This location serves customers in Raurkela, Sundergarh, Odisha and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code YESB0UCBR04 to ensure the transaction is routed correctly.
How to Use IFSC Code YESB0UCBR04
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: YESB0UCBR04 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Yes Bank Branches
If you're looking for other Yes Bank branches in Raurkela, Sundergarh, Odisha or nearby areas, use our Yes Bank branch finder. You can search by city, district, or state to find all Yes Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | YESB0UCBR04 |
| Bank Name: | Yes Bank |
| Branch Name: | The Urban Coop Bank Fertiliser Town |
| Address: | FERTILISER TOWNSHIP ROURKELA- 769007 |
| City: | Raurkela |
| District: | Sundergarh |
| State: | Odisha |
| Pincode: | 769007 |
Payment Services Available
Yes Bank The Urban Coop Bank Fertiliser Town Branch IFSC Code YESB0UCBR04 — Complete Banking Guide for Raurkela, Odisha
IFSC code YESB0UCBR04 belongs to the The Urban Coop Bank Fertiliser Town branch of Yes Bank in Raurkela, Sundergarh district, Odisha. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC YESB0UCBR04 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Yes Bank, The Urban Coop Bank Fertiliser Town Branch
The The Urban Coop Bank Fertiliser Town branch of Yes Bank in Raurkela, Odisha serves retail and corporate customers in Sundergarh district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC YESB0UCBR04 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC YESB0UCBR04
Four primary digital payment rails use IFSC YESB0UCBR04 for transfers to Yes Bank, The Urban Coop Bank Fertiliser Town: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC YESB0UCBR04 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the The Urban Coop Bank Fertiliser Town branch of Yes Bank in Raurkela carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC YESB0UCBR04 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC YESB0UCBR04 Before Transferring
Before initiating any high-value transfer to IFSC YESB0UCBR04, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Yes Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Yes Bank The Urban Coop Bank Fertiliser Town, Raurkela IFSC
What is the IFSC of Yes Bank The Urban Coop Bank Fertiliser Town in Raurkela?
The IFSC of Yes Bank, The Urban Coop Bank Fertiliser Town branch in Raurkela, Odisha is YESB0UCBR04. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC YESB0UCBR04?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC YESB0UCBR04 to route funds to Yes Bank, The Urban Coop Bank Fertiliser Town, Raurkela.
Who assigns IFSC codes like YESB0UCBR04?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Yes Bank applied for the IFSC for its The Urban Coop Bank Fertiliser Town branch in Raurkela, and RBI issued YESB0UCBR04 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC YESB0UCBR04 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC YESB0UCBR04 at Yes Bank, The Urban Coop Bank Fertiliser Town, Raurkela. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC YESB0UCBR04.
About IFSC Code YESB0UCBR04
IFSC Code YESB0UCBR04 belongs to Yes Bank branch The Urban Coop Bank Fertiliser Town located in Raurkela, Sundergarh, Odisha.
Branch Information
- IFSC Code: YESB0UCBR04
- Bank: Yes Bank
- Branch: The Urban Coop Bank Fertiliser Town
- Address: FERTILISER TOWNSHIP ROURKELA- 769007
- City: Raurkela
- District: Sundergarh
- State: Odisha
- Pincode: 769007
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available