IFSC Code YESB0VSBL02 - Yes Bank Vyavsayik Sahakari Bank Pandri
115 MAHALAXMI CLOTH MARKET PANDRI RAIPUR-492004
Quick Info
IFSC: YESB0VSBL02
Pincode: 492004
District: Raipur
Status: Active
About Yes Bank Vyavsayik Sahakari Bank Pandri
IFSC Code YESB0VSBL02 belongs to Yes Bank Vyavsayik Sahakari Bank Pandri branch located in Pandri Tarai, Raipur, Chhattisgarh. This branch serves customers in Pandri Tarai, Raipur, Chhattisgarh and surrounding areas.
Understanding IFSC Code YESB0VSBL02
The IFSC (Indian Financial System Code) YESB0VSBL02 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (YESB): Bank code identifying Yes Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (VSBL02): Unique branch identifier for Vyavsayik Sahakari Bank Pandri
Electronic Fund Transfer Services
IFSC Code YESB0VSBL02 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Yes Bank Vyavsayik Sahakari Bank Pandri branch is located at 115 MAHALAXMI CLOTH MARKET PANDRI RAIPUR-492004 (Pincode: 492004) in Pandri Tarai, Raipur, Chhattisgarh. This location serves customers in Pandri Tarai, Raipur, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code YESB0VSBL02 to ensure the transaction is routed correctly.
How to Use IFSC Code YESB0VSBL02
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: YESB0VSBL02 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Yes Bank Branches
If you're looking for other Yes Bank branches in Pandri Tarai, Raipur, Chhattisgarh or nearby areas, use our Yes Bank branch finder. You can search by city, district, or state to find all Yes Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | YESB0VSBL02 |
| Bank Name: | Yes Bank |
| Branch Name: | Vyavsayik Sahakari Bank Pandri |
| Address: | 115 MAHALAXMI CLOTH MARKET PANDRI RAIPUR-492004 |
| City: | Pandri Tarai |
| District: | Raipur |
| State: | Chhattisgarh |
| Pincode: | 492004 |
Payment Services Available
Yes Bank Vyavsayik Sahakari Bank Pandri Branch IFSC Code YESB0VSBL02 — Complete Banking Guide for Pandri Tarai, Chhattisgarh
IFSC code YESB0VSBL02 belongs to the Vyavsayik Sahakari Bank Pandri branch of Yes Bank in Pandri Tarai, Raipur district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC YESB0VSBL02 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Yes Bank, Vyavsayik Sahakari Bank Pandri Branch
The Vyavsayik Sahakari Bank Pandri branch of Yes Bank in Pandri Tarai, Chhattisgarh serves retail and corporate customers in Raipur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC YESB0VSBL02 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC YESB0VSBL02
Four primary digital payment rails use IFSC YESB0VSBL02 for transfers to Yes Bank, Vyavsayik Sahakari Bank Pandri: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC YESB0VSBL02 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Vyavsayik Sahakari Bank Pandri branch of Yes Bank in Pandri Tarai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC YESB0VSBL02 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC YESB0VSBL02 Before Transferring
Before initiating any high-value transfer to IFSC YESB0VSBL02, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Yes Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Yes Bank Vyavsayik Sahakari Bank Pandri, Pandri Tarai IFSC
What is the IFSC of Yes Bank Vyavsayik Sahakari Bank Pandri in Pandri Tarai?
The IFSC of Yes Bank, Vyavsayik Sahakari Bank Pandri branch in Pandri Tarai, Chhattisgarh is YESB0VSBL02. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC YESB0VSBL02?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC YESB0VSBL02 to route funds to Yes Bank, Vyavsayik Sahakari Bank Pandri, Pandri Tarai.
Who assigns IFSC codes like YESB0VSBL02?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Yes Bank applied for the IFSC for its Vyavsayik Sahakari Bank Pandri branch in Pandri Tarai, and RBI issued YESB0VSBL02 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC YESB0VSBL02 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC YESB0VSBL02 at Yes Bank, Vyavsayik Sahakari Bank Pandri, Pandri Tarai. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC YESB0VSBL02.
About IFSC Code YESB0VSBL02
IFSC Code YESB0VSBL02 belongs to Yes Bank branch Vyavsayik Sahakari Bank Pandri located in Pandri Tarai, Raipur, Chhattisgarh.
Branch Information
- IFSC Code: YESB0VSBL02
- Bank: Yes Bank
- Branch: Vyavsayik Sahakari Bank Pandri
- Address: 115 MAHALAXMI CLOTH MARKET PANDRI RAIPUR-492004
- City: Pandri Tarai
- District: Raipur
- State: Chhattisgarh
- Pincode: 492004
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available