Overview of IFSC Code ZCBL0000104: The IFSC code ZCBL0000104 uniquely identifies the The Zoroastrian Cooperative Bank Limited branch located at Patel Park in the Surat district of Gujarat. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code ZCBL0000104 - The Zoroastrian Cooperative Bank Limited Patel Park

ZCBL0000104 The Zoroastrian Cooperative Bank Limited Surat Surat Gujarat

11 PATEL PARK TADWADI RANDER ROAD SURAT 395009

View all The Zoroastrian Cooperative Bank Limited branches
Quick Info

IFSC: ZCBL0000104

Pincode: 395009

District: Surat

Status: Active

About The Zoroastrian Cooperative Bank Limited Patel Park

IFSC Code ZCBL0000104 belongs to The Zoroastrian Cooperative Bank Limited Patel Park branch located in Surat, Surat, Gujarat. This branch serves customers in Surat, Surat, Gujarat and surrounding areas.

Understanding IFSC Code ZCBL0000104

The IFSC (Indian Financial System Code) ZCBL0000104 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (ZCBL): Bank code identifying The Zoroastrian Cooperative Bank Limited
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (000104): Unique branch identifier for Patel Park
Electronic Fund Transfer Services

IFSC Code ZCBL0000104 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The The Zoroastrian Cooperative Bank Limited Patel Park branch is located at 11 PATEL PARK TADWADI RANDER ROAD SURAT 395009 (Pincode: 395009) in Surat, Surat, Gujarat. This location serves customers in Surat, Surat, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ZCBL0000104 to ensure the transaction is routed correctly.

How to Use IFSC Code ZCBL0000104

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: ZCBL0000104 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other The Zoroastrian Cooperative Bank Limited Branches

If you're looking for other The Zoroastrian Cooperative Bank Limited branches in Surat, Surat, Gujarat or nearby areas, use our The Zoroastrian Cooperative Bank Limited branch finder. You can search by city, district, or state to find all The Zoroastrian Cooperative Bank Limited branches with their respective IFSC codes.

Branch Details
IFSC Code: ZCBL0000104
Bank Name: The Zoroastrian Cooperative Bank Limited
Branch Name: Patel Park
Address: 11 PATEL PARK TADWADI RANDER ROAD SURAT 395009
City: Surat
District: Surat
State: Gujarat
Pincode: 395009
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
Search IFSC Codes
Advanced Search
Nearby Branches
10
AHMEDABAD MERCANTILE COOPERATIVE BANK
TEXTILE MARKET RING ROAD • SURAT, Gujarat
AMCB0660036
AU SMALL FINANCE BANK LIMITED
ADAJAN • SURAT, Gujarat
AUBL0002529
AU SMALL FINANCE BANK LIMITED
RING ROAD SURAT • SURAT, Gujarat
AUBL0002132
AU SMALL FINANCE BANK LIMITED
VARACHHASURAT • SURAT, GUJARAT
AUBL0002519
AU SMALL FINANCE BANK LIMITED
VESU SURAT • SURAT, GUJARAT
AUBL0002133
AXIS BANK
A K ROAD • SURAT, Gujarat
UTIB0004901
AXIS BANK
AAI MATA • SURAT, GUJARAT
UTIB0004756
AXIS BANK
ADAJAN • SURAT, Gujarat
UTIB0000566
AXIS BANK
ADAJANPATIA • SURAT, GUJARAT
UTIB0004514
AXIS BANK
ALTHAN • SURAT, Gujarat
UTIB0002996
Database Statistics
177,123

Branches

253

Banks

37

States

38,136

Cities



The Zoroastrian Cooperative Bank Limited Patel Park Branch IFSC Code ZCBL0000104 — Complete Banking Guide for Surat, Gujarat

IFSC code ZCBL0000104 belongs to the Patel Park branch of The Zoroastrian Cooperative Bank Limited in Surat, Surat district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ZCBL0000104 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About The Zoroastrian Cooperative Bank Limited, Patel Park Branch

The Patel Park branch of The Zoroastrian Cooperative Bank Limited in Surat, Gujarat serves retail and corporate customers in Surat district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ZCBL0000104 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC ZCBL0000104

Four primary digital payment rails use IFSC ZCBL0000104 for transfers to The Zoroastrian Cooperative Bank Limited, Patel Park: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ZCBL0000104 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Patel Park branch of The Zoroastrian Cooperative Bank Limited in Surat carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ZCBL0000104 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC ZCBL0000104 Before Transferring

Before initiating any high-value transfer to IFSC ZCBL0000104, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The Zoroastrian Cooperative Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — The Zoroastrian Cooperative Bank Limited Patel Park, Surat IFSC

What is the IFSC of The Zoroastrian Cooperative Bank Limited Patel Park in Surat?

The IFSC of The Zoroastrian Cooperative Bank Limited, Patel Park branch in Surat, Gujarat is ZCBL0000104. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC ZCBL0000104?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ZCBL0000104 to route funds to The Zoroastrian Cooperative Bank Limited, Patel Park, Surat.

Who assigns IFSC codes like ZCBL0000104?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. The Zoroastrian Cooperative Bank Limited applied for the IFSC for its Patel Park branch in Surat, and RBI issued ZCBL0000104 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC ZCBL0000104 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ZCBL0000104 at The Zoroastrian Cooperative Bank Limited, Patel Park, Surat. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ZCBL0000104.

About IFSC Code ZCBL0000104

IFSC Code ZCBL0000104 belongs to The Zoroastrian Cooperative Bank Limited branch Patel Park located in Surat, Surat, Gujarat.

Branch Information

  • IFSC Code: ZCBL0000104
  • Bank: The Zoroastrian Cooperative Bank Limited
  • Branch: Patel Park
  • Address: 11 PATEL PARK TADWADI RANDER ROAD SURAT 395009
  • City: Surat
  • District: Surat
  • State: Gujarat
  • Pincode: 395009

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., The Zoroastrian Cooperative Bank Limited) and branch name, and we will display the complete IFSC code details.