IFSC Code ZSBL0000181 - Zila Sahakri Bank Limited Ghaziabad Babugarh
HAPUR GARH ROAD BABUGARH
Quick Info
IFSC: ZSBL0000181
District: Hapur
Status: Active
About Zila Sahakri Bank Limited Ghaziabad Babugarh
IFSC Code ZSBL0000181 belongs to Zila Sahakri Bank Limited Ghaziabad Babugarh branch located in Babugarh, Hapur, Uttar Pradesh. This branch serves customers in Babugarh, Hapur, Uttar Pradesh and surrounding areas.
Understanding IFSC Code ZSBL0000181
The IFSC (Indian Financial System Code) ZSBL0000181 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ZSBL): Bank code identifying Zila Sahakri Bank Limited Ghaziabad
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000181): Unique branch identifier for Babugarh
Electronic Fund Transfer Services
IFSC Code ZSBL0000181 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Zila Sahakri Bank Limited Ghaziabad Babugarh branch is located at HAPUR GARH ROAD BABUGARH in Babugarh, Hapur, Uttar Pradesh. This location serves customers in Babugarh, Hapur, Uttar Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ZSBL0000181 to ensure the transaction is routed correctly.
How to Use IFSC Code ZSBL0000181
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ZSBL0000181 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Zila Sahakri Bank Limited Ghaziabad Branches
If you're looking for other Zila Sahakri Bank Limited Ghaziabad branches in Babugarh, Hapur, Uttar Pradesh or nearby areas, use our Zila Sahakri Bank Limited Ghaziabad branch finder. You can search by city, district, or state to find all Zila Sahakri Bank Limited Ghaziabad branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ZSBL0000181 |
| Bank Name: | Zila Sahakri Bank Limited Ghaziabad |
| Branch Name: | Babugarh |
| Address: | HAPUR GARH ROAD BABUGARH |
| City: | Babugarh |
| District: | Hapur |
| State: | Uttar Pradesh |
Payment Services Available
Zila Sahakri Bank Limited Ghaziabad Babugarh Branch IFSC Code ZSBL0000181 — Complete Banking Guide for Babugarh, Uttar Pradesh
IFSC code ZSBL0000181 belongs to the Babugarh branch of Zila Sahakri Bank Limited Ghaziabad in Babugarh, Hapur district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ZSBL0000181 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Zila Sahakri Bank Limited Ghaziabad, Babugarh Branch
The Babugarh branch of Zila Sahakri Bank Limited Ghaziabad in Babugarh, Uttar Pradesh serves retail and corporate customers in Hapur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ZSBL0000181 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ZSBL0000181
Four primary digital payment rails use IFSC ZSBL0000181 for transfers to Zila Sahakri Bank Limited Ghaziabad, Babugarh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ZSBL0000181 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Babugarh branch of Zila Sahakri Bank Limited Ghaziabad in Babugarh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ZSBL0000181 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ZSBL0000181 Before Transferring
Before initiating any high-value transfer to IFSC ZSBL0000181, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Zila Sahakri Bank Limited Ghaziabad's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Zila Sahakri Bank Limited Ghaziabad Babugarh, Babugarh IFSC
What is the IFSC of Zila Sahakri Bank Limited Ghaziabad Babugarh in Babugarh?
The IFSC of Zila Sahakri Bank Limited Ghaziabad, Babugarh branch in Babugarh, Uttar Pradesh is ZSBL0000181. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ZSBL0000181?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ZSBL0000181 to route funds to Zila Sahakri Bank Limited Ghaziabad, Babugarh, Babugarh.
Who assigns IFSC codes like ZSBL0000181?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Zila Sahakri Bank Limited Ghaziabad applied for the IFSC for its Babugarh branch in Babugarh, and RBI issued ZSBL0000181 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ZSBL0000181 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ZSBL0000181 at Zila Sahakri Bank Limited Ghaziabad, Babugarh, Babugarh. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ZSBL0000181.
About IFSC Code ZSBL0000181
IFSC Code ZSBL0000181 belongs to Zila Sahakri Bank Limited Ghaziabad branch Babugarh located in Babugarh, Hapur, Uttar Pradesh.
Branch Information
- IFSC Code: ZSBL0000181
- Bank: Zila Sahakri Bank Limited Ghaziabad
- Branch: Babugarh
- Address: HAPUR GARH ROAD BABUGARH
- City: Babugarh
- District: Hapur
- State: Uttar Pradesh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available