IFSC Code AUBL0002522 - Au Small Finance Bank Limited Mohali Phase
SCF 16-17 GF PHASE 10 MOHALI SECTOR 64
Quick Info
IFSC: AUBL0002522
District: MOHALI
Status: Active
About Au Small Finance Bank Limited Mohali Phase
IFSC Code AUBL0002522 belongs to Au Small Finance Bank Limited Mohali Phase branch located in Mohali, Mohali, Punjab. This branch serves customers in Mohali, Mohali, Punjab and surrounding areas.
Understanding IFSC Code AUBL0002522
The IFSC (Indian Financial System Code) AUBL0002522 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (AUBL): Bank code identifying Au Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002522): Unique branch identifier for Mohali Phase
Electronic Fund Transfer Services
IFSC Code AUBL0002522 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Au Small Finance Bank Limited Mohali Phase branch is located at SCF 16-17 GF PHASE 10 MOHALI SECTOR 64 in Mohali, Mohali, Punjab. This location serves customers in Mohali, Mohali, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code AUBL0002522 to ensure the transaction is routed correctly.
How to Use IFSC Code AUBL0002522
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: AUBL0002522 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Au Small Finance Bank Limited Branches
If you're looking for other Au Small Finance Bank Limited branches in Mohali, Mohali, Punjab or nearby areas, use our Au Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Au Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | AUBL0002522 |
| Bank Name: | Au Small Finance Bank Limited |
| Branch Name: | Mohali Phase |
| Address: | SCF 16-17 GF PHASE 10 MOHALI SECTOR 64 |
| City: | Mohali |
| District: | Mohali |
| State: | Punjab |
Payment Services Available
Au Small Finance Bank Limited Mohali Phase Branch IFSC Code AUBL0002522 — Complete Banking Guide for Mohali, Punjab
IFSC code AUBL0002522 belongs to the Mohali Phase branch of Au Small Finance Bank Limited in Mohali, Mohali district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC AUBL0002522 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Au Small Finance Bank Limited, Mohali Phase Branch
The Mohali Phase branch of Au Small Finance Bank Limited in Mohali, Punjab serves retail and corporate customers in Mohali district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC AUBL0002522 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC AUBL0002522
Four primary digital payment rails use IFSC AUBL0002522 for transfers to Au Small Finance Bank Limited, Mohali Phase: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC AUBL0002522 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Mohali Phase branch of Au Small Finance Bank Limited in Mohali carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC AUBL0002522 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC AUBL0002522 Before Transferring
Before initiating any high-value transfer to IFSC AUBL0002522, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Au Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Au Small Finance Bank Limited Mohali Phase, Mohali IFSC
What is the IFSC of Au Small Finance Bank Limited Mohali Phase in Mohali?
The IFSC of Au Small Finance Bank Limited, Mohali Phase branch in Mohali, Punjab is AUBL0002522. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC AUBL0002522?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC AUBL0002522 to route funds to Au Small Finance Bank Limited, Mohali Phase, Mohali.
Who assigns IFSC codes like AUBL0002522?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Au Small Finance Bank Limited applied for the IFSC for its Mohali Phase branch in Mohali, and RBI issued AUBL0002522 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC AUBL0002522 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC AUBL0002522 at Au Small Finance Bank Limited, Mohali Phase, Mohali. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC AUBL0002522.
About IFSC Code AUBL0002522
IFSC Code AUBL0002522 belongs to Au Small Finance Bank Limited branch Mohali Phase located in Mohali, Mohali, Punjab.
Branch Information
- IFSC Code: AUBL0002522
- Bank: Au Small Finance Bank Limited
- Branch: Mohali Phase
- Address: SCF 16-17 GF PHASE 10 MOHALI SECTOR 64
- City: Mohali
- District: Mohali
- State: Punjab
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available