IFSC Code UTIB0001676 - Axis Bank Ballo Majra
GROUND FLOOR MAIN ROAD NEAR GURUDWARA DISTT MOHALI PUNJAB VILLAGE - BALLO MAJRA - 140130
Quick Info
IFSC: UTIB0001676
Pincode: 140130
District: MOHALI
Status: Active
About Axis Bank Ballo Majra
IFSC Code UTIB0001676 belongs to Axis Bank Ballo Majra branch located in Mohali, Mohali, Punjab. This branch serves customers in Mohali, Mohali, Punjab and surrounding areas.
Understanding IFSC Code UTIB0001676
The IFSC (Indian Financial System Code) UTIB0001676 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001676): Unique branch identifier for Ballo Majra
Electronic Fund Transfer Services
IFSC Code UTIB0001676 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Ballo Majra branch is located at GROUND FLOOR MAIN ROAD NEAR GURUDWARA DISTT MOHALI PUNJAB VILLAGE - BALLO MAJRA - 140130 (Pincode: 140130) in Mohali, Mohali, Punjab. This location serves customers in Mohali, Mohali, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0001676 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0001676
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0001676 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Mohali, Mohali, Punjab or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0001676 |
| Bank Name: | Axis Bank |
| Branch Name: | Ballo Majra |
| Address: | GROUND FLOOR MAIN ROAD NEAR GURUDWARA DISTT MOHALI PUNJAB VILLAGE - BALLO MAJRA - 140130 |
| City: | Mohali |
| District: | Mohali |
| State: | Punjab |
| Pincode: | 140130 |
Payment Services Available
Axis Bank Ballo Majra Branch IFSC Code UTIB0001676 — Complete Banking Guide for Mohali, Punjab
IFSC code UTIB0001676 belongs to the Ballo Majra branch of Axis Bank in Mohali, Mohali district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0001676 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Ballo Majra Branch
The Ballo Majra branch of Axis Bank in Mohali, Punjab serves retail and corporate customers in Mohali district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0001676 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0001676
Four primary digital payment rails use IFSC UTIB0001676 for transfers to Axis Bank, Ballo Majra: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0001676 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ballo Majra branch of Axis Bank in Mohali carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0001676 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0001676 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0001676, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Ballo Majra, Mohali IFSC
What is the IFSC of Axis Bank Ballo Majra in Mohali?
The IFSC of Axis Bank, Ballo Majra branch in Mohali, Punjab is UTIB0001676. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0001676?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0001676 to route funds to Axis Bank, Ballo Majra, Mohali.
Who assigns IFSC codes like UTIB0001676?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Ballo Majra branch in Mohali, and RBI issued UTIB0001676 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0001676 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0001676 at Axis Bank, Ballo Majra, Mohali. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0001676.
About IFSC Code UTIB0001676
IFSC Code UTIB0001676 belongs to Axis Bank branch Ballo Majra located in Mohali, Mohali, Punjab.
Branch Information
- IFSC Code: UTIB0001676
- Bank: Axis Bank
- Branch: Ballo Majra
- Address: GROUND FLOOR MAIN ROAD NEAR GURUDWARA DISTT MOHALI PUNJAB VILLAGE - BALLO MAJRA - 140130
- City: Mohali
- District: Mohali
- State: Punjab
- Pincode: 140130
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available