IFSC Code BARB0DBGURM - Bank Of Baroda Gurumaha Panchayat
HARIPUR CHOWK VILL GURMAHAPS PANDAULPOST GURMAHA VIA LOHATDIST M GURMAHA PANCHAYAT MADHUBANI BIHAR 847231
Quick Info
IFSC: BARB0DBGURM
Pincode: 847231
District: Madhubani
Status: Active
About Bank Of Baroda Gurumaha Panchayat
IFSC Code BARB0DBGURM belongs to Bank Of Baroda Gurumaha Panchayat branch located in Madhubani, Madhubani, Bihar. This branch serves customers in Madhubani, Madhubani, Bihar and surrounding areas.
Understanding IFSC Code BARB0DBGURM
The IFSC (Indian Financial System Code) BARB0DBGURM is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (DBGURM): Unique branch identifier for Gurumaha Panchayat
Electronic Fund Transfer Services
IFSC Code BARB0DBGURM is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Gurumaha Panchayat branch is located at HARIPUR CHOWK VILL GURMAHAPS PANDAULPOST GURMAHA VIA LOHATDIST M GURMAHA PANCHAYAT MADHUBANI BIHAR 847231 (Pincode: 847231) in Madhubani, Madhubani, Bihar. This location serves customers in Madhubani, Madhubani, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0DBGURM to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0DBGURM
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0DBGURM (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Madhubani, Madhubani, Bihar or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0DBGURM |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Gurumaha Panchayat |
| Address: | HARIPUR CHOWK VILL GURMAHAPS PANDAULPOST GURMAHA VIA LOHATDIST M GURMAHA PANCHAYAT MADHUBANI BIHAR 847231 |
| City: | Madhubani |
| District: | Madhubani |
| State: | Bihar |
| Pincode: | 847231 |
Payment Services Available
Bank Of Baroda Gurumaha Panchayat Branch IFSC Code BARB0DBGURM — Complete Banking Guide for Madhubani, Bihar
IFSC code BARB0DBGURM belongs to the Gurumaha Panchayat branch of Bank Of Baroda in Madhubani, Madhubani district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0DBGURM to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Gurumaha Panchayat Branch
The Gurumaha Panchayat branch of Bank Of Baroda in Madhubani, Bihar serves retail and corporate customers in Madhubani district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0DBGURM is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0DBGURM
Four primary digital payment rails use IFSC BARB0DBGURM for transfers to Bank Of Baroda, Gurumaha Panchayat: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0DBGURM against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gurumaha Panchayat branch of Bank Of Baroda in Madhubani carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0DBGURM exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0DBGURM Before Transferring
Before initiating any high-value transfer to IFSC BARB0DBGURM, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Gurumaha Panchayat, Madhubani IFSC
What is the IFSC of Bank Of Baroda Gurumaha Panchayat in Madhubani?
The IFSC of Bank Of Baroda, Gurumaha Panchayat branch in Madhubani, Bihar is BARB0DBGURM. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0DBGURM?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0DBGURM to route funds to Bank Of Baroda, Gurumaha Panchayat, Madhubani.
Who assigns IFSC codes like BARB0DBGURM?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Gurumaha Panchayat branch in Madhubani, and RBI issued BARB0DBGURM as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0DBGURM for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0DBGURM at Bank Of Baroda, Gurumaha Panchayat, Madhubani. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0DBGURM.
About IFSC Code BARB0DBGURM
IFSC Code BARB0DBGURM belongs to Bank Of Baroda branch Gurumaha Panchayat located in Madhubani, Madhubani, Bihar.
Branch Information
- IFSC Code: BARB0DBGURM
- Bank: Bank Of Baroda
- Branch: Gurumaha Panchayat
- Address: HARIPUR CHOWK VILL GURMAHAPS PANDAULPOST GURMAHA VIA LOHATDIST M GURMAHA PANCHAYAT MADHUBANI BIHAR 847231
- City: Madhubani
- District: Madhubani
- State: Bihar
- Pincode: 847231
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available