IFSC Code BARB0UMGAON - Bank Of Baroda Umgaon
GOPAL MARKET HARLAKHI ROAD NEAR BAIL BAZAR UMGAON 847240
Quick Info
IFSC: BARB0UMGAON
Pincode: 847240
District: Madhubani
Status: Active
About Bank Of Baroda Umgaon
IFSC Code BARB0UMGAON belongs to Bank Of Baroda Umgaon branch located in Madhubani, Madhubani, Bihar. This branch serves customers in Madhubani, Madhubani, Bihar and surrounding areas.
Understanding IFSC Code BARB0UMGAON
The IFSC (Indian Financial System Code) BARB0UMGAON is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (UMGAON): Unique branch identifier for Umgaon
Electronic Fund Transfer Services
IFSC Code BARB0UMGAON is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Umgaon branch is located at GOPAL MARKET HARLAKHI ROAD NEAR BAIL BAZAR UMGAON 847240 (Pincode: 847240) in Madhubani, Madhubani, Bihar. This location serves customers in Madhubani, Madhubani, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0UMGAON to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0UMGAON
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0UMGAON (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Madhubani, Madhubani, Bihar or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0UMGAON |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Umgaon |
| Address: | GOPAL MARKET HARLAKHI ROAD NEAR BAIL BAZAR UMGAON 847240 |
| City: | Madhubani |
| District: | Madhubani |
| State: | Bihar |
| Pincode: | 847240 |
Payment Services Available
Bank Of Baroda Umgaon Branch IFSC Code BARB0UMGAON — Complete Banking Guide for Madhubani, Bihar
IFSC code BARB0UMGAON belongs to the Umgaon branch of Bank Of Baroda in Madhubani, Madhubani district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0UMGAON to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Umgaon Branch
The Umgaon branch of Bank Of Baroda in Madhubani, Bihar serves retail and corporate customers in Madhubani district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0UMGAON is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0UMGAON
Four primary digital payment rails use IFSC BARB0UMGAON for transfers to Bank Of Baroda, Umgaon: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0UMGAON against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Umgaon branch of Bank Of Baroda in Madhubani carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0UMGAON exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0UMGAON Before Transferring
Before initiating any high-value transfer to IFSC BARB0UMGAON, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Umgaon, Madhubani IFSC
What is the IFSC of Bank Of Baroda Umgaon in Madhubani?
The IFSC of Bank Of Baroda, Umgaon branch in Madhubani, Bihar is BARB0UMGAON. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0UMGAON?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0UMGAON to route funds to Bank Of Baroda, Umgaon, Madhubani.
Who assigns IFSC codes like BARB0UMGAON?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Umgaon branch in Madhubani, and RBI issued BARB0UMGAON as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0UMGAON for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0UMGAON at Bank Of Baroda, Umgaon, Madhubani. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0UMGAON.
About IFSC Code BARB0UMGAON
IFSC Code BARB0UMGAON belongs to Bank Of Baroda branch Umgaon located in Madhubani, Madhubani, Bihar.
Branch Information
- IFSC Code: BARB0UMGAON
- Bank: Bank Of Baroda
- Branch: Umgaon
- Address: GOPAL MARKET HARLAKHI ROAD NEAR BAIL BAZAR UMGAON 847240
- City: Madhubani
- District: Madhubani
- State: Bihar
- Pincode: 847240
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available