IFSC Code BARB0MORIND - Bank Of Baroda Morinda Punjab
599 SUGAR MILL MORINDADISTRICT RUPNAGAR PUNJAB 140 101
Quick Info
IFSC: BARB0MORIND
Pincode: 140101
District: Rupnagar
Status: Active
About Bank Of Baroda Morinda Punjab
IFSC Code BARB0MORIND belongs to Bank Of Baroda Morinda Punjab branch located in Morinda, Rupnagar, Punjab. This branch serves customers in Morinda, Rupnagar, Punjab and surrounding areas.
Understanding IFSC Code BARB0MORIND
The IFSC (Indian Financial System Code) BARB0MORIND is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (MORIND): Unique branch identifier for Morinda Punjab
Electronic Fund Transfer Services
IFSC Code BARB0MORIND is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Morinda Punjab branch is located at 599 SUGAR MILL MORINDADISTRICT RUPNAGAR PUNJAB 140 101 (Pincode: 140101) in Morinda, Rupnagar, Punjab. This location serves customers in Morinda, Rupnagar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0MORIND to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0MORIND
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0MORIND (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Morinda, Rupnagar, Punjab or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0MORIND |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Morinda Punjab |
| Address: | 599 SUGAR MILL MORINDADISTRICT RUPNAGAR PUNJAB 140 101 |
| City: | Morinda |
| District: | Rupnagar |
| State: | Punjab |
| Pincode: | 140101 |
Payment Services Available
Bank Of Baroda Morinda Punjab Branch IFSC Code BARB0MORIND — Complete Banking Guide for Morinda, Punjab
IFSC code BARB0MORIND belongs to the Morinda Punjab branch of Bank Of Baroda in Morinda, Rupnagar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0MORIND to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Morinda Punjab Branch
The Morinda Punjab branch of Bank Of Baroda in Morinda, Punjab serves retail and corporate customers in Rupnagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0MORIND is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0MORIND
Four primary digital payment rails use IFSC BARB0MORIND for transfers to Bank Of Baroda, Morinda Punjab: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0MORIND against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Morinda Punjab branch of Bank Of Baroda in Morinda carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0MORIND exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0MORIND Before Transferring
Before initiating any high-value transfer to IFSC BARB0MORIND, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Morinda Punjab, Morinda IFSC
What is the IFSC of Bank Of Baroda Morinda Punjab in Morinda?
The IFSC of Bank Of Baroda, Morinda Punjab branch in Morinda, Punjab is BARB0MORIND. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0MORIND?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0MORIND to route funds to Bank Of Baroda, Morinda Punjab, Morinda.
Who assigns IFSC codes like BARB0MORIND?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Morinda Punjab branch in Morinda, and RBI issued BARB0MORIND as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0MORIND for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0MORIND at Bank Of Baroda, Morinda Punjab, Morinda. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0MORIND.
About IFSC Code BARB0MORIND
IFSC Code BARB0MORIND belongs to Bank Of Baroda branch Morinda Punjab located in Morinda, Rupnagar, Punjab.
Branch Information
- IFSC Code: BARB0MORIND
- Bank: Bank Of Baroda
- Branch: Morinda Punjab
- Address: 599 SUGAR MILL MORINDADISTRICT RUPNAGAR PUNJAB 140 101
- City: Morinda
- District: Rupnagar
- State: Punjab
- Pincode: 140101
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available