IFSC Code CNRB0004600 - Canara Bank Morinda
SHOP NO 46-47 WARD NO-7 CHANDIGARH ROAD MORINDA-140101 DISTT-RUPNAGAR
Quick Info
IFSC: CNRB0004600
Pincode: 140101
District: Rupnagar
Status: Active
About Canara Bank Morinda
IFSC Code CNRB0004600 belongs to Canara Bank Morinda branch located in Morinda, Rupnagar, Punjab. This branch serves customers in Morinda, Rupnagar, Punjab and surrounding areas.
Understanding IFSC Code CNRB0004600
The IFSC (Indian Financial System Code) CNRB0004600 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CNRB): Bank code identifying Canara Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004600): Unique branch identifier for Morinda
Electronic Fund Transfer Services
IFSC Code CNRB0004600 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Canara Bank Morinda branch is located at SHOP NO 46-47 WARD NO-7 CHANDIGARH ROAD MORINDA-140101 DISTT-RUPNAGAR (Pincode: 140101) in Morinda, Rupnagar, Punjab. This location serves customers in Morinda, Rupnagar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CNRB0004600 to ensure the transaction is routed correctly.
How to Use IFSC Code CNRB0004600
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CNRB0004600 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Canara Bank Branches
If you're looking for other Canara Bank branches in Morinda, Rupnagar, Punjab or nearby areas, use our Canara Bank branch finder. You can search by city, district, or state to find all Canara Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CNRB0004600 |
| Bank Name: | Canara Bank |
| Branch Name: | Morinda |
| Address: | SHOP NO 46-47 WARD NO-7 CHANDIGARH ROAD MORINDA-140101 DISTT-RUPNAGAR |
| City: | Morinda |
| District: | Rupnagar |
| State: | Punjab |
| Pincode: | 140101 |
Payment Services Available
Canara Bank Morinda Branch IFSC Code CNRB0004600 — Complete Banking Guide for Morinda, Punjab
IFSC code CNRB0004600 belongs to the Morinda branch of Canara Bank in Morinda, Rupnagar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CNRB0004600 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Canara Bank, Morinda Branch
The Morinda branch of Canara Bank in Morinda, Punjab serves retail and corporate customers in Rupnagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CNRB0004600 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CNRB0004600
Four primary digital payment rails use IFSC CNRB0004600 for transfers to Canara Bank, Morinda: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CNRB0004600 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Morinda branch of Canara Bank in Morinda carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CNRB0004600 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CNRB0004600 Before Transferring
Before initiating any high-value transfer to IFSC CNRB0004600, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Canara Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Canara Bank Morinda, Morinda IFSC
What is the IFSC of Canara Bank Morinda in Morinda?
The IFSC of Canara Bank, Morinda branch in Morinda, Punjab is CNRB0004600. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CNRB0004600?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CNRB0004600 to route funds to Canara Bank, Morinda, Morinda.
Who assigns IFSC codes like CNRB0004600?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Canara Bank applied for the IFSC for its Morinda branch in Morinda, and RBI issued CNRB0004600 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CNRB0004600 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CNRB0004600 at Canara Bank, Morinda, Morinda. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CNRB0004600.
About IFSC Code CNRB0004600
IFSC Code CNRB0004600 belongs to Canara Bank branch Morinda located in Morinda, Rupnagar, Punjab.
Branch Information
- IFSC Code: CNRB0004600
- Bank: Canara Bank
- Branch: Morinda
- Address: SHOP NO 46-47 WARD NO-7 CHANDIGARH ROAD MORINDA-140101 DISTT-RUPNAGAR
- City: Morinda
- District: Rupnagar
- State: Punjab
- Pincode: 140101
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available