IFSC Code CIUB0000135 - City Union Bank Limited Eluru
AGRAJ PLAZA NO 23 A 10 5 R R PET ELURU 534002
Quick Info
IFSC: CIUB0000135
Pincode: 534002
District: West Godavari
Status: Active
About City Union Bank Limited Eluru
IFSC Code CIUB0000135 belongs to City Union Bank Limited Eluru branch located in Eluru, West Godavari, Andhra Pradesh. This branch serves customers in Eluru, West Godavari, Andhra Pradesh and surrounding areas.
Understanding IFSC Code CIUB0000135
The IFSC (Indian Financial System Code) CIUB0000135 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CIUB): Bank code identifying City Union Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000135): Unique branch identifier for Eluru
Electronic Fund Transfer Services
IFSC Code CIUB0000135 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The City Union Bank Limited Eluru branch is located at AGRAJ PLAZA NO 23 A 10 5 R R PET ELURU 534002 (Pincode: 534002) in Eluru, West Godavari, Andhra Pradesh. This location serves customers in Eluru, West Godavari, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CIUB0000135 to ensure the transaction is routed correctly.
How to Use IFSC Code CIUB0000135
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CIUB0000135 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other City Union Bank Limited Branches
If you're looking for other City Union Bank Limited branches in Eluru, West Godavari, Andhra Pradesh or nearby areas, use our City Union Bank Limited branch finder. You can search by city, district, or state to find all City Union Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CIUB0000135 |
| Bank Name: | City Union Bank Limited |
| Branch Name: | Eluru |
| Address: | AGRAJ PLAZA NO 23 A 10 5 R R PET ELURU 534002 |
| City: | Eluru |
| District: | West Godavari |
| State: | Andhra Pradesh |
| Pincode: | 534002 |
Payment Services Available
City Union Bank Limited Eluru Branch IFSC Code CIUB0000135 — Complete Banking Guide for Eluru, Andhra Pradesh
IFSC code CIUB0000135 belongs to the Eluru branch of City Union Bank Limited in Eluru, West Godavari district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CIUB0000135 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About City Union Bank Limited, Eluru Branch
The Eluru branch of City Union Bank Limited in Eluru, Andhra Pradesh serves retail and corporate customers in West Godavari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CIUB0000135 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CIUB0000135
Four primary digital payment rails use IFSC CIUB0000135 for transfers to City Union Bank Limited, Eluru: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CIUB0000135 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Eluru branch of City Union Bank Limited in Eluru carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CIUB0000135 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CIUB0000135 Before Transferring
Before initiating any high-value transfer to IFSC CIUB0000135, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) City Union Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — City Union Bank Limited Eluru, Eluru IFSC
What is the IFSC of City Union Bank Limited Eluru in Eluru?
The IFSC of City Union Bank Limited, Eluru branch in Eluru, Andhra Pradesh is CIUB0000135. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CIUB0000135?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CIUB0000135 to route funds to City Union Bank Limited, Eluru, Eluru.
Who assigns IFSC codes like CIUB0000135?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. City Union Bank Limited applied for the IFSC for its Eluru branch in Eluru, and RBI issued CIUB0000135 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CIUB0000135 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CIUB0000135 at City Union Bank Limited, Eluru, Eluru. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CIUB0000135.
About IFSC Code CIUB0000135
IFSC Code CIUB0000135 belongs to City Union Bank Limited branch Eluru located in Eluru, West Godavari, Andhra Pradesh.
Branch Information
- IFSC Code: CIUB0000135
- Bank: City Union Bank Limited
- Branch: Eluru
- Address: AGRAJ PLAZA NO 23 A 10 5 R R PET ELURU 534002
- City: Eluru
- District: West Godavari
- State: Andhra Pradesh
- Pincode: 534002
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available