IFSC Code CIUB0000891 - City Union Bank Limited Panaji
SHOP NO.3 CITI CENTRE BUILDING NEAR SESA GHOR PATTO PLAZA PANJIM-403001 NORTH GOA DISTRICT
Quick Info
IFSC: CIUB0000891
District: NORTH GOA DISTRICT
Status: Active
About City Union Bank Limited Panaji
IFSC Code CIUB0000891 belongs to City Union Bank Limited Panaji branch located in Panjim, North Goa District, Goa. This branch serves customers in Panjim, North Goa District, Goa and surrounding areas.
Understanding IFSC Code CIUB0000891
The IFSC (Indian Financial System Code) CIUB0000891 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CIUB): Bank code identifying City Union Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000891): Unique branch identifier for Panaji
Electronic Fund Transfer Services
IFSC Code CIUB0000891 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The City Union Bank Limited Panaji branch is located at SHOP NO.3 CITI CENTRE BUILDING NEAR SESA GHOR PATTO PLAZA PANJIM-403001 NORTH GOA DISTRICT in Panjim, North Goa District, Goa. This location serves customers in Panjim, North Goa District, Goa and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CIUB0000891 to ensure the transaction is routed correctly.
How to Use IFSC Code CIUB0000891
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CIUB0000891 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other City Union Bank Limited Branches
If you're looking for other City Union Bank Limited branches in Panjim, North Goa District, Goa or nearby areas, use our City Union Bank Limited branch finder. You can search by city, district, or state to find all City Union Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CIUB0000891 |
| Bank Name: | City Union Bank Limited |
| Branch Name: | Panaji |
| Address: | SHOP NO.3 CITI CENTRE BUILDING NEAR SESA GHOR PATTO PLAZA PANJIM-403001 NORTH GOA DISTRICT |
| City: | Panjim |
| District: | North Goa District |
| State: | Goa |
Payment Services Available
City Union Bank Limited Panaji Branch IFSC Code CIUB0000891 — Complete Banking Guide for Panjim, Goa
IFSC code CIUB0000891 belongs to the Panaji branch of City Union Bank Limited in Panjim, North Goa District district, Goa. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CIUB0000891 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About City Union Bank Limited, Panaji Branch
The Panaji branch of City Union Bank Limited in Panjim, Goa serves retail and corporate customers in North Goa District district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CIUB0000891 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CIUB0000891
Four primary digital payment rails use IFSC CIUB0000891 for transfers to City Union Bank Limited, Panaji: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CIUB0000891 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Panaji branch of City Union Bank Limited in Panjim carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CIUB0000891 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CIUB0000891 Before Transferring
Before initiating any high-value transfer to IFSC CIUB0000891, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) City Union Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — City Union Bank Limited Panaji, Panjim IFSC
What is the IFSC of City Union Bank Limited Panaji in Panjim?
The IFSC of City Union Bank Limited, Panaji branch in Panjim, Goa is CIUB0000891. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CIUB0000891?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CIUB0000891 to route funds to City Union Bank Limited, Panaji, Panjim.
Who assigns IFSC codes like CIUB0000891?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. City Union Bank Limited applied for the IFSC for its Panaji branch in Panjim, and RBI issued CIUB0000891 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CIUB0000891 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CIUB0000891 at City Union Bank Limited, Panaji, Panjim. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CIUB0000891.
About IFSC Code CIUB0000891
IFSC Code CIUB0000891 belongs to City Union Bank Limited branch Panaji located in Panjim, North Goa District, Goa.
Branch Information
- IFSC Code: CIUB0000891
- Bank: City Union Bank Limited
- Branch: Panaji
- Address: SHOP NO.3 CITI CENTRE BUILDING NEAR SESA GHOR PATTO PLAZA PANJIM-403001 NORTH GOA DISTRICT
- City: Panjim
- District: North Goa District
- State: Goa
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available