IFSC Code HDFC0010650 - Hdfc Bank Caranzalem Ii
HDFC BANK LTD GRD FLOOR H NO 15 153 A1 MIRAMAR DONA PAUL HIGHWAY PANAJI PANJIM GOA 403002
Quick Info
IFSC: HDFC0010650
Pincode: 403002
District: North Goa
Status: Active
About Hdfc Bank Caranzalem Ii
IFSC Code HDFC0010650 belongs to Hdfc Bank Caranzalem Ii branch located in Panjim, North Goa, Goa. This branch serves customers in Panjim, North Goa, Goa and surrounding areas.
Understanding IFSC Code HDFC0010650
The IFSC (Indian Financial System Code) HDFC0010650 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HDFC): Bank code identifying Hdfc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (010650): Unique branch identifier for Caranzalem Ii
Electronic Fund Transfer Services
IFSC Code HDFC0010650 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hdfc Bank Caranzalem Ii branch is located at HDFC BANK LTD GRD FLOOR H NO 15 153 A1 MIRAMAR DONA PAUL HIGHWAY PANAJI PANJIM GOA 403002 (Pincode: 403002) in Panjim, North Goa, Goa. This location serves customers in Panjim, North Goa, Goa and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HDFC0010650 to ensure the transaction is routed correctly.
How to Use IFSC Code HDFC0010650
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HDFC0010650 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hdfc Bank Branches
If you're looking for other Hdfc Bank branches in Panjim, North Goa, Goa or nearby areas, use our Hdfc Bank branch finder. You can search by city, district, or state to find all Hdfc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HDFC0010650 |
| Bank Name: | Hdfc Bank |
| Branch Name: | Caranzalem Ii |
| Address: | HDFC BANK LTD GRD FLOOR H NO 15 153 A1 MIRAMAR DONA PAUL HIGHWAY PANAJI PANJIM GOA 403002 |
| City: | Panjim |
| District: | North Goa |
| State: | Goa |
| Pincode: | 403002 |
Payment Services Available
Hdfc Bank Caranzalem Ii Branch IFSC Code HDFC0010650 — Complete Banking Guide for Panjim, Goa
IFSC code HDFC0010650 belongs to the Caranzalem Ii branch of Hdfc Bank in Panjim, North Goa district, Goa. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0010650 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hdfc Bank, Caranzalem Ii Branch
The Caranzalem Ii branch of Hdfc Bank in Panjim, Goa serves retail and corporate customers in North Goa district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0010650 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HDFC0010650
Four primary digital payment rails use IFSC HDFC0010650 for transfers to Hdfc Bank, Caranzalem Ii: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0010650 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Caranzalem Ii branch of Hdfc Bank in Panjim carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0010650 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HDFC0010650 Before Transferring
Before initiating any high-value transfer to IFSC HDFC0010650, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hdfc Bank Caranzalem Ii, Panjim IFSC
What is the IFSC of Hdfc Bank Caranzalem Ii in Panjim?
The IFSC of Hdfc Bank, Caranzalem Ii branch in Panjim, Goa is HDFC0010650. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HDFC0010650?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HDFC0010650 to route funds to Hdfc Bank, Caranzalem Ii, Panjim.
Who assigns IFSC codes like HDFC0010650?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hdfc Bank applied for the IFSC for its Caranzalem Ii branch in Panjim, and RBI issued HDFC0010650 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HDFC0010650 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HDFC0010650 at Hdfc Bank, Caranzalem Ii, Panjim. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HDFC0010650.
About IFSC Code HDFC0010650
IFSC Code HDFC0010650 belongs to Hdfc Bank branch Caranzalem Ii located in Panjim, North Goa, Goa.
Branch Information
- IFSC Code: HDFC0010650
- Bank: Hdfc Bank
- Branch: Caranzalem Ii
- Address: HDFC BANK LTD GRD FLOOR H NO 15 153 A1 MIRAMAR DONA PAUL HIGHWAY PANAJI PANJIM GOA 403002
- City: Panjim
- District: North Goa
- State: Goa
- Pincode: 403002
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available