IFSC Code FDRL0001609 - Federal Bank Rajapalayam
23-25 SRI HARI KRISHNA COMPLEX MUDANGIYAR ROAD RAJAPALAYAM VIRUDHNAGAR TAMIL NADU
Quick Info
IFSC: FDRL0001609
District: VIRUDHUNAGAR
Status: Active
About Federal Bank Rajapalayam
IFSC Code FDRL0001609 belongs to Federal Bank Rajapalayam branch located in Rajapalayam, Virudhunagar, Tamil Nadu. This branch serves customers in Rajapalayam, Virudhunagar, Tamil Nadu and surrounding areas.
Understanding IFSC Code FDRL0001609
The IFSC (Indian Financial System Code) FDRL0001609 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (FDRL): Bank code identifying Federal Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001609): Unique branch identifier for Rajapalayam
Electronic Fund Transfer Services
IFSC Code FDRL0001609 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Federal Bank Rajapalayam branch is located at 23-25 SRI HARI KRISHNA COMPLEX MUDANGIYAR ROAD RAJAPALAYAM VIRUDHNAGAR TAMIL NADU in Rajapalayam, Virudhunagar, Tamil Nadu. This location serves customers in Rajapalayam, Virudhunagar, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code FDRL0001609 to ensure the transaction is routed correctly.
How to Use IFSC Code FDRL0001609
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: FDRL0001609 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Federal Bank Branches
If you're looking for other Federal Bank branches in Rajapalayam, Virudhunagar, Tamil Nadu or nearby areas, use our Federal Bank branch finder. You can search by city, district, or state to find all Federal Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | FDRL0001609 |
| Bank Name: | Federal Bank |
| Branch Name: | Rajapalayam |
| Address: | 23-25 SRI HARI KRISHNA COMPLEX MUDANGIYAR ROAD RAJAPALAYAM VIRUDHNAGAR TAMIL NADU |
| City: | Rajapalayam |
| District: | Virudhunagar |
| State: | Tamil Nadu |
Payment Services Available
Federal Bank Rajapalayam Branch IFSC Code FDRL0001609 — Complete Banking Guide for Rajapalayam, Tamil Nadu
IFSC code FDRL0001609 belongs to the Rajapalayam branch of Federal Bank in Rajapalayam, Virudhunagar district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FDRL0001609 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Federal Bank, Rajapalayam Branch
The Rajapalayam branch of Federal Bank in Rajapalayam, Tamil Nadu serves retail and corporate customers in Virudhunagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FDRL0001609 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC FDRL0001609
Four primary digital payment rails use IFSC FDRL0001609 for transfers to Federal Bank, Rajapalayam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FDRL0001609 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Rajapalayam branch of Federal Bank in Rajapalayam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FDRL0001609 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC FDRL0001609 Before Transferring
Before initiating any high-value transfer to IFSC FDRL0001609, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Federal Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Federal Bank Rajapalayam, Rajapalayam IFSC
What is the IFSC of Federal Bank Rajapalayam in Rajapalayam?
The IFSC of Federal Bank, Rajapalayam branch in Rajapalayam, Tamil Nadu is FDRL0001609. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC FDRL0001609?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC FDRL0001609 to route funds to Federal Bank, Rajapalayam, Rajapalayam.
Who assigns IFSC codes like FDRL0001609?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Federal Bank applied for the IFSC for its Rajapalayam branch in Rajapalayam, and RBI issued FDRL0001609 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC FDRL0001609 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC FDRL0001609 at Federal Bank, Rajapalayam, Rajapalayam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC FDRL0001609.
About IFSC Code FDRL0001609
IFSC Code FDRL0001609 belongs to Federal Bank branch Rajapalayam located in Rajapalayam, Virudhunagar, Tamil Nadu.
Branch Information
- IFSC Code: FDRL0001609
- Bank: Federal Bank
- Branch: Rajapalayam
- Address: 23-25 SRI HARI KRISHNA COMPLEX MUDANGIYAR ROAD RAJAPALAYAM VIRUDHNAGAR TAMIL NADU
- City: Rajapalayam
- District: Virudhunagar
- State: Tamil Nadu
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available