IFSC Code IDIB000K096 - Indian Bank Kandrakottai
SF NO208/8C CHENNAI MAIN ROAD RAJAPALAYAM KANDRAKOTTAI PO PANRUTI TK PIN 607205
Quick Info
IFSC: IDIB000K096
Pincode: 607205
District: Cuddalore
Status: Active
About Indian Bank Kandrakottai
IFSC Code IDIB000K096 belongs to Indian Bank Kandrakottai branch located in Rajapalayam, Cuddalore, Tamil Nadu. This branch serves customers in Rajapalayam, Cuddalore, Tamil Nadu and surrounding areas.
Understanding IFSC Code IDIB000K096
The IFSC (Indian Financial System Code) IDIB000K096 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00K096): Unique branch identifier for Kandrakottai
Electronic Fund Transfer Services
IFSC Code IDIB000K096 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Kandrakottai branch is located at SF NO208/8C CHENNAI MAIN ROAD RAJAPALAYAM KANDRAKOTTAI PO PANRUTI TK PIN 607205 (Pincode: 607205) in Rajapalayam, Cuddalore, Tamil Nadu. This location serves customers in Rajapalayam, Cuddalore, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000K096 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000K096
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000K096 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Rajapalayam, Cuddalore, Tamil Nadu or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000K096 |
| Bank Name: | Indian Bank |
| Branch Name: | Kandrakottai |
| Address: | SF NO208/8C CHENNAI MAIN ROAD RAJAPALAYAM KANDRAKOTTAI PO PANRUTI TK PIN 607205 |
| City: | Rajapalayam |
| District: | Cuddalore |
| State: | Tamil Nadu |
| Pincode: | 607205 |
Payment Services Available
Indian Bank Kandrakottai Branch IFSC Code IDIB000K096 — Complete Banking Guide for Rajapalayam, Tamil Nadu
IFSC code IDIB000K096 belongs to the Kandrakottai branch of Indian Bank in Rajapalayam, Cuddalore district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000K096 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Kandrakottai Branch
The Kandrakottai branch of Indian Bank in Rajapalayam, Tamil Nadu serves retail and corporate customers in Cuddalore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000K096 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000K096
Four primary digital payment rails use IFSC IDIB000K096 for transfers to Indian Bank, Kandrakottai: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000K096 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kandrakottai branch of Indian Bank in Rajapalayam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000K096 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000K096 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000K096, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Kandrakottai, Rajapalayam IFSC
What is the IFSC of Indian Bank Kandrakottai in Rajapalayam?
The IFSC of Indian Bank, Kandrakottai branch in Rajapalayam, Tamil Nadu is IDIB000K096. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000K096?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000K096 to route funds to Indian Bank, Kandrakottai, Rajapalayam.
Who assigns IFSC codes like IDIB000K096?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Kandrakottai branch in Rajapalayam, and RBI issued IDIB000K096 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000K096 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000K096 at Indian Bank, Kandrakottai, Rajapalayam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000K096.
About IFSC Code IDIB000K096
IFSC Code IDIB000K096 belongs to Indian Bank branch Kandrakottai located in Rajapalayam, Cuddalore, Tamil Nadu.
Branch Information
- IFSC Code: IDIB000K096
- Bank: Indian Bank
- Branch: Kandrakottai
- Address: SF NO208/8C CHENNAI MAIN ROAD RAJAPALAYAM KANDRAKOTTAI PO PANRUTI TK PIN 607205
- City: Rajapalayam
- District: Cuddalore
- State: Tamil Nadu
- Pincode: 607205
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available