IFSC Code HDFC0000320 - Hdfc Bank Kalyani
B7/40 AND B7/41 SOUTH CENTRAL AVENUE WEST CENTRAL PARK NADIA KALYANIWEST BENGAL 741235
Quick Info
IFSC: HDFC0000320
Pincode: 741235
District: Nadia
Status: Active
About Hdfc Bank Kalyani
IFSC Code HDFC0000320 belongs to Hdfc Bank Kalyani branch located in Kalyani, Nadia, West Bengal. This branch serves customers in Kalyani, Nadia, West Bengal and surrounding areas.
Understanding IFSC Code HDFC0000320
The IFSC (Indian Financial System Code) HDFC0000320 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HDFC): Bank code identifying Hdfc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000320): Unique branch identifier for Kalyani
Electronic Fund Transfer Services
IFSC Code HDFC0000320 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hdfc Bank Kalyani branch is located at B7/40 AND B7/41 SOUTH CENTRAL AVENUE WEST CENTRAL PARK NADIA KALYANIWEST BENGAL 741235 (Pincode: 741235) in Kalyani, Nadia, West Bengal. This location serves customers in Kalyani, Nadia, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HDFC0000320 to ensure the transaction is routed correctly.
How to Use IFSC Code HDFC0000320
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HDFC0000320 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hdfc Bank Branches
If you're looking for other Hdfc Bank branches in Kalyani, Nadia, West Bengal or nearby areas, use our Hdfc Bank branch finder. You can search by city, district, or state to find all Hdfc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HDFC0000320 |
| Bank Name: | Hdfc Bank |
| Branch Name: | Kalyani |
| Address: | B7/40 AND B7/41 SOUTH CENTRAL AVENUE WEST CENTRAL PARK NADIA KALYANIWEST BENGAL 741235 |
| City: | Kalyani |
| District: | Nadia |
| State: | West Bengal |
| Pincode: | 741235 |
Payment Services Available
Hdfc Bank Kalyani Branch IFSC Code HDFC0000320 — Complete Banking Guide for Kalyani, West Bengal
IFSC code HDFC0000320 belongs to the Kalyani branch of Hdfc Bank in Kalyani, Nadia district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0000320 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hdfc Bank, Kalyani Branch
The Kalyani branch of Hdfc Bank in Kalyani, West Bengal serves retail and corporate customers in Nadia district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0000320 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HDFC0000320
Four primary digital payment rails use IFSC HDFC0000320 for transfers to Hdfc Bank, Kalyani: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0000320 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kalyani branch of Hdfc Bank in Kalyani carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0000320 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HDFC0000320 Before Transferring
Before initiating any high-value transfer to IFSC HDFC0000320, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hdfc Bank Kalyani, Kalyani IFSC
What is the IFSC of Hdfc Bank Kalyani in Kalyani?
The IFSC of Hdfc Bank, Kalyani branch in Kalyani, West Bengal is HDFC0000320. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HDFC0000320?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HDFC0000320 to route funds to Hdfc Bank, Kalyani, Kalyani.
Who assigns IFSC codes like HDFC0000320?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hdfc Bank applied for the IFSC for its Kalyani branch in Kalyani, and RBI issued HDFC0000320 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HDFC0000320 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HDFC0000320 at Hdfc Bank, Kalyani, Kalyani. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HDFC0000320.
About IFSC Code HDFC0000320
IFSC Code HDFC0000320 belongs to Hdfc Bank branch Kalyani located in Kalyani, Nadia, West Bengal.
Branch Information
- IFSC Code: HDFC0000320
- Bank: Hdfc Bank
- Branch: Kalyani
- Address: B7/40 AND B7/41 SOUTH CENTRAL AVENUE WEST CENTRAL PARK NADIA KALYANIWEST BENGAL 741235
- City: Kalyani
- District: Nadia
- State: West Bengal
- Pincode: 741235
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available