IFSC Code UTIB0003971 - Axis Bank Kalyani Block A
GROUND FLOOR A 1 4 SUB BLOCK 1 BLOCK A NEAR BOTTALA BUS STAND 741235
Quick Info
IFSC: UTIB0003971
Pincode: 741235
District: Nadia
Status: Active
About Axis Bank Kalyani Block A
IFSC Code UTIB0003971 belongs to Axis Bank Kalyani Block A branch located in Kalyani, Nadia, West Bengal. This branch serves customers in Kalyani, Nadia, West Bengal and surrounding areas.
Understanding IFSC Code UTIB0003971
The IFSC (Indian Financial System Code) UTIB0003971 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003971): Unique branch identifier for Kalyani Block A
Electronic Fund Transfer Services
IFSC Code UTIB0003971 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Kalyani Block A branch is located at GROUND FLOOR A 1 4 SUB BLOCK 1 BLOCK A NEAR BOTTALA BUS STAND 741235 (Pincode: 741235) in Kalyani, Nadia, West Bengal. This location serves customers in Kalyani, Nadia, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0003971 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0003971
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0003971 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Kalyani, Nadia, West Bengal or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0003971 |
| Bank Name: | Axis Bank |
| Branch Name: | Kalyani Block A |
| Address: | GROUND FLOOR A 1 4 SUB BLOCK 1 BLOCK A NEAR BOTTALA BUS STAND 741235 |
| City: | Kalyani |
| District: | Nadia |
| State: | West Bengal |
| Pincode: | 741235 |
Payment Services Available
Axis Bank Kalyani Block A Branch IFSC Code UTIB0003971 — Complete Banking Guide for Kalyani, West Bengal
IFSC code UTIB0003971 belongs to the Kalyani Block A branch of Axis Bank in Kalyani, Nadia district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0003971 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Kalyani Block A Branch
The Kalyani Block A branch of Axis Bank in Kalyani, West Bengal serves retail and corporate customers in Nadia district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0003971 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0003971
Four primary digital payment rails use IFSC UTIB0003971 for transfers to Axis Bank, Kalyani Block A: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0003971 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kalyani Block A branch of Axis Bank in Kalyani carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0003971 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0003971 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0003971, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Kalyani Block A, Kalyani IFSC
What is the IFSC of Axis Bank Kalyani Block A in Kalyani?
The IFSC of Axis Bank, Kalyani Block A branch in Kalyani, West Bengal is UTIB0003971. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0003971?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0003971 to route funds to Axis Bank, Kalyani Block A, Kalyani.
Who assigns IFSC codes like UTIB0003971?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Kalyani Block A branch in Kalyani, and RBI issued UTIB0003971 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0003971 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0003971 at Axis Bank, Kalyani Block A, Kalyani. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0003971.
About IFSC Code UTIB0003971
IFSC Code UTIB0003971 belongs to Axis Bank branch Kalyani Block A located in Kalyani, Nadia, West Bengal.
Branch Information
- IFSC Code: UTIB0003971
- Bank: Axis Bank
- Branch: Kalyani Block A
- Address: GROUND FLOOR A 1 4 SUB BLOCK 1 BLOCK A NEAR BOTTALA BUS STAND 741235
- City: Kalyani
- District: Nadia
- State: West Bengal
- Pincode: 741235
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available