IFSC Code IDFB0043573 - Idfc First Bank Ltd Karad
GROUND & PART FIRST FLOOR SHRIKRUPA BUILDING CTS NO.414/07 BAIL BAZAR ROAD SHANIWAR PETH KARAD SATARA-415110
Quick Info
IFSC: IDFB0043573
Pincode: 415110
District: Satara
Status: Active
About Idfc First Bank Ltd Karad
IFSC Code IDFB0043573 belongs to Idfc First Bank Ltd Karad branch located in Karad, Satara, Maharashtra. This branch serves customers in Karad, Satara, Maharashtra and surrounding areas.
Understanding IFSC Code IDFB0043573
The IFSC (Indian Financial System Code) IDFB0043573 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDFB): Bank code identifying Idfc First Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (043573): Unique branch identifier for Karad
Electronic Fund Transfer Services
IFSC Code IDFB0043573 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Idfc First Bank Ltd Karad branch is located at GROUND & PART FIRST FLOOR SHRIKRUPA BUILDING CTS NO.414/07 BAIL BAZAR ROAD SHANIWAR PETH KARAD SATARA-415110 (Pincode: 415110) in Karad, Satara, Maharashtra. This location serves customers in Karad, Satara, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDFB0043573 to ensure the transaction is routed correctly.
How to Use IFSC Code IDFB0043573
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDFB0043573 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Idfc First Bank Ltd Branches
If you're looking for other Idfc First Bank Ltd branches in Karad, Satara, Maharashtra or nearby areas, use our Idfc First Bank Ltd branch finder. You can search by city, district, or state to find all Idfc First Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDFB0043573 |
| Bank Name: | Idfc First Bank Ltd |
| Branch Name: | Karad |
| Address: | GROUND & PART FIRST FLOOR SHRIKRUPA BUILDING CTS NO.414/07 BAIL BAZAR ROAD SHANIWAR PETH KARAD SATARA-415110 |
| City: | Karad |
| District: | Satara |
| State: | Maharashtra |
| Pincode: | 415110 |
Payment Services Available
Idfc First Bank Ltd Karad Branch IFSC Code IDFB0043573 — Complete Banking Guide for Karad, Maharashtra
IFSC code IDFB0043573 belongs to the Karad branch of Idfc First Bank Ltd in Karad, Satara district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDFB0043573 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Idfc First Bank Ltd, Karad Branch
The Karad branch of Idfc First Bank Ltd in Karad, Maharashtra serves retail and corporate customers in Satara district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDFB0043573 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDFB0043573
Four primary digital payment rails use IFSC IDFB0043573 for transfers to Idfc First Bank Ltd, Karad: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDFB0043573 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Karad branch of Idfc First Bank Ltd in Karad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDFB0043573 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDFB0043573 Before Transferring
Before initiating any high-value transfer to IFSC IDFB0043573, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Idfc First Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Idfc First Bank Ltd Karad, Karad IFSC
What is the IFSC of Idfc First Bank Ltd Karad in Karad?
The IFSC of Idfc First Bank Ltd, Karad branch in Karad, Maharashtra is IDFB0043573. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDFB0043573?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDFB0043573 to route funds to Idfc First Bank Ltd, Karad, Karad.
Who assigns IFSC codes like IDFB0043573?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Idfc First Bank Ltd applied for the IFSC for its Karad branch in Karad, and RBI issued IDFB0043573 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDFB0043573 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDFB0043573 at Idfc First Bank Ltd, Karad, Karad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDFB0043573.
About IFSC Code IDFB0043573
IFSC Code IDFB0043573 belongs to Idfc First Bank Ltd branch Karad located in Karad, Satara, Maharashtra.
Branch Information
- IFSC Code: IDFB0043573
- Bank: Idfc First Bank Ltd
- Branch: Karad
- Address: GROUND & PART FIRST FLOOR SHRIKRUPA BUILDING CTS NO.414/07 BAIL BAZAR ROAD SHANIWAR PETH KARAD SATARA-415110
- City: Karad
- District: Satara
- State: Maharashtra
- Pincode: 415110
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available