IFSC Code KVBL0001305 - Karur Vysya Bank Davangere
DOOR NO.323 5K AND 323L GROUND FLOOR OLD HOSPITAL ROAD
Quick Info
IFSC: KVBL0001305
Pincode: 577001
District: Davangare
Status: Active
About Karur Vysya Bank Davangere
IFSC Code KVBL0001305 belongs to Karur Vysya Bank Davangere branch located in Davangere, Davangare, Karnataka. This branch serves customers in Davangere, Davangare, Karnataka and surrounding areas.
Understanding IFSC Code KVBL0001305
The IFSC (Indian Financial System Code) KVBL0001305 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (KVBL): Bank code identifying Karur Vysya Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001305): Unique branch identifier for Davangere
Electronic Fund Transfer Services
IFSC Code KVBL0001305 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karur Vysya Bank Davangere branch is located at DOOR NO.323 5K AND 323L GROUND FLOOR OLD HOSPITAL ROAD (Pincode: 577001) in Davangere, Davangare, Karnataka. This location serves customers in Davangere, Davangare, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code KVBL0001305 to ensure the transaction is routed correctly.
How to Use IFSC Code KVBL0001305
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: KVBL0001305 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karur Vysya Bank Branches
If you're looking for other Karur Vysya Bank branches in Davangere, Davangare, Karnataka or nearby areas, use our Karur Vysya Bank branch finder. You can search by city, district, or state to find all Karur Vysya Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | KVBL0001305 |
| Bank Name: | Karur Vysya Bank |
| Branch Name: | Davangere |
| Address: | DOOR NO.323 5K AND 323L GROUND FLOOR OLD HOSPITAL ROAD |
| City: | Davangere |
| District: | Davangare |
| State: | Karnataka |
| Pincode: | 577001 |
Payment Services Available
Karur Vysya Bank Davangere Branch IFSC Code KVBL0001305 — Complete Banking Guide for Davangere, Karnataka
IFSC code KVBL0001305 belongs to the Davangere branch of Karur Vysya Bank in Davangere, Davangare district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC KVBL0001305 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karur Vysya Bank, Davangere Branch
The Davangere branch of Karur Vysya Bank in Davangere, Karnataka serves retail and corporate customers in Davangare district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC KVBL0001305 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC KVBL0001305
Four primary digital payment rails use IFSC KVBL0001305 for transfers to Karur Vysya Bank, Davangere: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC KVBL0001305 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Davangere branch of Karur Vysya Bank in Davangere carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC KVBL0001305 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC KVBL0001305 Before Transferring
Before initiating any high-value transfer to IFSC KVBL0001305, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karur Vysya Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karur Vysya Bank Davangere, Davangere IFSC
What is the IFSC of Karur Vysya Bank Davangere in Davangere?
The IFSC of Karur Vysya Bank, Davangere branch in Davangere, Karnataka is KVBL0001305. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC KVBL0001305?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC KVBL0001305 to route funds to Karur Vysya Bank, Davangere, Davangere.
Who assigns IFSC codes like KVBL0001305?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karur Vysya Bank applied for the IFSC for its Davangere branch in Davangere, and RBI issued KVBL0001305 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC KVBL0001305 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC KVBL0001305 at Karur Vysya Bank, Davangere, Davangere. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC KVBL0001305.
About IFSC Code KVBL0001305
IFSC Code KVBL0001305 belongs to Karur Vysya Bank branch Davangere located in Davangere, Davangare, Karnataka.
Branch Information
- IFSC Code: KVBL0001305
- Bank: Karur Vysya Bank
- Branch: Davangere
- Address: DOOR NO.323 5K AND 323L GROUND FLOOR OLD HOSPITAL ROAD
- City: Davangere
- District: Davangare
- State: Karnataka
- Pincode: 577001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available