IFSC Code UCBA0002190 - Uco Bank Kharar
SECTOR7 NEAR POLICE STATION SAHIBZADA AJIT SINGH NAGAR PUNJAB PIN 140301
Quick Info
IFSC: UCBA0002190
Pincode: 140301
District: Rupnagar
Status: Active
About Uco Bank Kharar
IFSC Code UCBA0002190 belongs to Uco Bank Kharar branch located in Kharar, Rupnagar, Punjab. This branch serves customers in Kharar, Rupnagar, Punjab and surrounding areas.
Understanding IFSC Code UCBA0002190
The IFSC (Indian Financial System Code) UCBA0002190 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002190): Unique branch identifier for Kharar
Electronic Fund Transfer Services
IFSC Code UCBA0002190 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Kharar branch is located at SECTOR7 NEAR POLICE STATION SAHIBZADA AJIT SINGH NAGAR PUNJAB PIN 140301 (Pincode: 140301) in Kharar, Rupnagar, Punjab. This location serves customers in Kharar, Rupnagar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0002190 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0002190
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0002190 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Kharar, Rupnagar, Punjab or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0002190 |
| Bank Name: | Uco Bank |
| Branch Name: | Kharar |
| Address: | SECTOR7 NEAR POLICE STATION SAHIBZADA AJIT SINGH NAGAR PUNJAB PIN 140301 |
| City: | Kharar |
| District: | Rupnagar |
| State: | Punjab |
| Pincode: | 140301 |
Payment Services Available
Uco Bank Kharar Branch IFSC Code UCBA0002190 — Complete Banking Guide for Kharar, Punjab
IFSC code UCBA0002190 belongs to the Kharar branch of Uco Bank in Kharar, Rupnagar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0002190 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Kharar Branch
The Kharar branch of Uco Bank in Kharar, Punjab serves retail and corporate customers in Rupnagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0002190 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0002190
Four primary digital payment rails use IFSC UCBA0002190 for transfers to Uco Bank, Kharar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0002190 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kharar branch of Uco Bank in Kharar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0002190 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0002190 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0002190, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Kharar, Kharar IFSC
What is the IFSC of Uco Bank Kharar in Kharar?
The IFSC of Uco Bank, Kharar branch in Kharar, Punjab is UCBA0002190. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0002190?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0002190 to route funds to Uco Bank, Kharar, Kharar.
Who assigns IFSC codes like UCBA0002190?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Kharar branch in Kharar, and RBI issued UCBA0002190 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0002190 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0002190 at Uco Bank, Kharar, Kharar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0002190.
About IFSC Code UCBA0002190
IFSC Code UCBA0002190 belongs to Uco Bank branch Kharar located in Kharar, Rupnagar, Punjab.
Branch Information
- IFSC Code: UCBA0002190
- Bank: Uco Bank
- Branch: Kharar
- Address: SECTOR7 NEAR POLICE STATION SAHIBZADA AJIT SINGH NAGAR PUNJAB PIN 140301
- City: Kharar
- District: Rupnagar
- State: Punjab
- Pincode: 140301
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available